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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Face to face customer service can vary depending on...

5
Face to face customer service can vary depending on who you speak to. You can have good and bad days. You are guaranteed to have the best response via email. Reviewed on: 5th May 2025

Everything was simplified.

5
Everything was simplified. The process was so easy ad straight forward. The interest rates are very low Reviewed on: 5th May 2025

Not qualified

2
With 2 permanent jobs, I wasn't able to get a debt consolidation loan of 6000 pounds, for wich I was supposed to pay 300 only. The reason for rejection was that I am gonna struggle to pay! So instead of paying 700 per month, I could have closed all my debt and have only one pay of 300. Unbelievable!! Reviewed on: 5th May 2025

My experience is reassuring and that Clockwise credi...

5
My experience is reassuring and that Clockwise credit Union value it's members Reviewed on: 5th May 2025

Great support

5
Clockwise were great at helping sort a loan Reviewed on: 5th May 2025

Slow but good

4
It took 2 months to get the loan I applied for. But I was happy in the end. Reviewed on: 5th May 2025

Great service would highly recommend

5
Great service would highly recommend Reviewed on: 5th May 2025

No hassle and straight forward.

5
No hassle and straight forward. Easy to apply and quick transactions into my bank account Reviewed on: 5th May 2025

It was extremely easy to apply for a loan.

5
It was extremely easy to apply for a loan. Customer service was great and really helpful when there was an issue. Reviewed on: 5th May 2025

Great Credit Union

5
I have experienced excellent patient and friendly help over the phone which helped me feel relieved and able to navigate around the website. My loan application was dealt with very easily and quickly. I highly recommend Clockwise. Reviewed on: 5th May 2025

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