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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4361 reviews)

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4.79

Based on 4,360 reviews, last reviewed 29th Jun 2026

65350% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great experience with my first application. Great experience with my first application..hoping my second goes just as smoothly. Reviewed on: 29th June 2026

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4361)

I work for the Local Authority and have had two loans.

I work for the Local Authority and have had two loans. Easy to apply and good that deductions are made directly from my salary, this makes it simple ans easy to repay. Always fast when new loan is requested. Good and helpful staff. Reviewed on: 7th April 2026

Very good and friendly and I would invite more peopl...

Very good and friendly and I would invite more people to come over and join us Reviewed on: 7th April 2026

Very efficient easy and helpful

Very efficient easy and helpful Reviewed on: 7th April 2026

Good company that you can trust and the response is...

Good company that you can trust and the response is amazing, and doesn't take long if yo applying for a loan. The money will be in your account within 5 minutes.The rate is good and you will never go wrong by choosing this company. l am 100% recommending them to my family and friends. Reviewed on: 7th April 2026

Great expe

Great experience thanks very helpful Reviewed on: 7th April 2026

Clockwise Loans truly stands out for anyone lookin...

Clockwise Loans truly stands out for anyone looking for a reliable and customer‑focused lending service. From start to finish, the process feels refreshingly simple. Their application system is clear, quick, and designed to take the stress out of borrowing. What really makes them shine is the way they treat their customers — with respect, transparency, and genuine care. Communication is excellent, with updates at every stage so you’re never left wondering what’s happening. The team is friendly, helpful, and always ready to answer questions without any pressure or confusion. It’s rare to find a lender that combines efficiency with such a personal touch, but Clockwise Loans manages it beautifully. If you’re looking for a trustworthy lender that puts your needs first, Clockwise Loans is a fantastic choice. Reviewed on: 7th April 2026

Always had a smooth journey from start to now.

Always had a smooth journey from start to now. Never had any issues easier now to get a loan by dealing with yr loan top ups online. Reviewed on: 7th April 2026

I had a positive experience with Clockwise Credit...

I had a positive experience with Clockwise Credit Union when applying for a personal loan. The process was straight forward and everything was explained clear6, which made it easy to understand my options. The staff were so helpful and responsive whenever I had a question, and I felt supported throughout the application. The approval process was fairly quick, and I appreciated the transparency with the terms and repayment plan .Overall, it was clear smooth and stress free experience. I would recommend Clockwise Credit Union to anyone looking for reliable and supportive lender. Reviewed on: 7th April 2026

I recently took out a personal loan with Clockwise C...

I recently took out a personal loan with Clockwise Credit Union and had a great experience from start to finish. The process was quick, smooth, and I was able to enjoy using the funds the very same day. I’m really pleased with the service and already look forward to applying for another loan in the future. Reviewed on: 6th April 2026

I needed an emergency loan and clockwise was ther...

I needed an emergency loan and clockwise was there for me I don't know what I would have done without clockwise Reviewed on: 6th April 2026

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