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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Brilliant

5
Very quick and easy to Apply and get an Answer, if you are eligible the money is paid into your account ASAP.. the on line application is very straightforward.. I would definitely recommend Clockwise Credit union Reviewed on: 5th May 2025

Excellent in every way possible, quick easy and reli...

5
Excellent in every way possible, quick easy and reliable Reviewed on: 5th May 2025

When only the best will do :)

5
When I applied for a loan the process wis quick and simple l. On the occasions when I have needed to speak to a members of the team, they have always been polite, confident, friendly and efficient in answering my query / question Reviewed on: 5th May 2025

Ease of application, quick response easy repayments

5
Ease of application, quick response easy repayments Reviewed on: 5th May 2025

Love Clockwise

5
Clockwise( or credit union) gave me loans when the banks refused. The process is so easy and literally saved my life when options were limited.The impact on my mental health was huge and the relief from receiving my loan was immense. Such a great service Reviewed on: 5th May 2025

Very good with swift actions on transactions and tra...

5
Very good with swift actions on transactions and transfer which is impressive Reviewed on: 5th May 2025

EXCELLENT SERVICE

5
Very helpful and pleasant customer service agents. Reviewed on: 5th May 2025

Clockwise are the best

5
Clockwise are very helpful and the staff a lovely, never had a problem with them. Reviewed on: 5th May 2025

Always helpful

5
I've been getting loans from credit union for years now and they've always been extremely helpful and reliable Reviewed on: 5th May 2025

Brilliant loan company

5
Clockwise has been there for me when I needed them. Their interest rates are low. Reviewed on: 5th May 2025

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