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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,371 reviews, last reviewed 30th Jun 2026
65900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I needed a loan for my first car and I was accepted... I needed a loan for my first car and I was accepted straight away. Easy application Reviewed on: 30th June 2026
S mc's avatar
S mc

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
Private 's avatar
Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4372)

Time of need

4
Approved my loan and helped me sort out my debts did not put a lot of interest on like other lenders do .I would highly recommend clockwise for borrowing Reviewed on: 15th July 2025

I’ve had a fantastic experience with Clockwise Credi...

5
I’ve had a fantastic experience with Clockwise Credit Union. From the start, their staff have been friendly, professional, and genuinely interested in helping their members. The application process was straightforward, and they took the time to explain everything clearly. Reviewed on: 15th July 2025

Excellent

5
Brilliant customer service support Reviewed on: 15th July 2025

Helpful and friendly

5
They were able to help when needed and not high interest rates Reviewed on: 15th July 2025

Very easy to do, very nice people!!!

5
Very easy to do, very nice people. Very helpful and made everything so simple for me. Reviewed on: 15th July 2025

Clockwise credit is always ready to help you to get...

5
Clockwise credit is always ready to help you to get a loan with your credit score standard. They are more scrutiny check now than before. Reviewed on: 15th July 2025

Experience was okay, quite hard to use the phone lin...

4
Experience was okay, quite hard to use the phone line and took quite a few attempts for my issue to be resolved, instructions were too clear either. Friendly service though. Credit union was abit cheaper less finance. Quite complicated to set up. Reviewed on: 15th July 2025

Amazing helps familes out.

5
Amazing helps familes out. The staff dont judge they help as much as they can Reviewed on: 15th July 2025

great experience will use again, and really like how...

4
great experience will use again, and really like how you can save money with clock wise Reviewed on: 15th July 2025

They've always helped me when I've need an extra help.

5
They've always helped me when I've need an extra help. They always give me the loan I need and when I most need it Reviewed on: 15th July 2025

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