Smart Money People Logo
Go to business site
Share this page
Link copied

Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Clockwise Credit Union Personal loans reviews (2928)

Been with clockwise for years now and wouldn't want...

5
Been with clockwise for years now and wouldn't want too be with any other company! Very affordable and manageable. Reviewed on: 29th April 2025
Donna H's avatar
Donna H

They are very reliable, service is quick and easy to...

5
They are very reliable, service is quick and easy to use Reviewed on: 29th April 2025
JL's avatar
JL

Car-related loans easy peasy

5
I have had to have two car-related loans since being a customer of Clockwise Credit Union and both times the whole process was extremely easy. I really don't know what I would have done without Clockwise Credit Union's loans. Thank you Clockwise. Reviewed on: 29th April 2025
Poppy's avatar
Poppy

There loans are good because they do not have high...

5
There loans are good because they do not have high apr Reviewed on: 29th April 2025
Rachel M's avatar
Rachel M

Very helpful great customer service have recommended...

5
Very helpful great customer service have recommended to many friends and family who now use this service and are benefiting from it. 10/10 Reviewed on: 29th April 2025
Hannah's avatar
Hannah

I applied for a loan and I quickly got accepted, wit...

5
I applied for a loan and I quickly got accepted, with the money in my bank son after. The interest is very low, which makes it affordable for people who really struggle financially. I love the fact you are saving money while paying back the loan. This is good because once you have finished paying off the loan, you have some savings too. I would recommend to anyone. Reviewed on: 29th April 2025
Emma t's avatar
Emma t

Friendly and ethical service.

5
Friendly and ethical service. Clockwise is always prepared to go the extra mile to support and help people. Reviewed on: 29th April 2025
Jeremy 's avatar
Jeremy

Friendly and helpful and understanding

5
Friendly and helpful and understanding Reviewed on: 29th April 2025
Joanne T's avatar
Joanne T

Amazing service and very helpful

5
Amazing service and very helpful Reviewed on: 29th April 2025
Emily b's avatar
Emily b

Needed a loan and wasn't able to get one from my ban...

5
Needed a loan and wasn't able to get one from my bank, but Credit Union was there for me at a time when I needed help the most Reviewed on: 29th April 2025
Michael H's avatar
Michael H

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill