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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Wonderful experience

Wonderful experience they help loads. Helpful, caring and reliable. Helped me out of some dark times and help me save for my little boys future too Reviewed on: 15th April 2026

Fast and easy process, completed efficiently

Fast and easy process, completed efficiently Reviewed on: 15th April 2026

I have good experiences with clockwise credit union

I have good experiences with clockwise credit union Reviewed on: 15th April 2026

Brilliant staff very understanding

Brilliant staff very understanding Reviewed on: 15th April 2026

Clockwise provided me with two substantial loans whe...

Clockwise provided me with two substantial loans when I was unable to get credit from any other reputable lender due to my credit score being almost zero! The underwriters listened to my situation and offered me loans when my only other option would have been to use unregulated lending - i.e ‘loan sharks’. Clockwise were kind and empathetic all through the process and by offering me loans at competitive rates, that allowed me to address other credit commitments which had previously dragged my credit score down whilst also leaving me able to meet my day-to-day living costs. I have nothing but utter respect for how Clockwise addressed my circumstances and I’m grateful they chose to adopt a more customer orientated approach rather than a ‘computer says no’ way of working. Reviewed on: 15th April 2026

Professional, reliable and always been good to me.

Professional, reliable and always been good to me. Reviewed on: 15th April 2026

Amazing.

Amazing. Felt completely listened to nd heard. Reviewed on: 15th April 2026

Amazing so helpful , brilliant saving advise real hu...

Amazing so helpful , brilliant saving advise real humans Reviewed on: 15th April 2026

They put you first and also make sure your in good h...

They put you first and also make sure your in good health and understanding of repayments and they make the repayments very reasonable doesn’t leave you worrying and also helps build credit!! Reviewed on: 15th April 2026

Such a great, friendly, no judgemental feelings usin...

Such a great, friendly, no judgemental feelings using this service. Everyone I spoke to is always happy to assist and help. The phone lines are so easy to get through, the online service is so simple to navigate. Everything is refreshingly quick and easy. Reviewed on: 15th April 2026

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