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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Deliverables

5
Prompt, informative and detailed Reviewed on: 29th April 2025

I have used clockwise for a bit now and have nothing...

5
I have used clockwise for a bit now and have nothing but good things to say about the customer service and the quickness too . Reviewed on: 29th April 2025

Very good.

5
Very good. Amazing so easy to apply for a loan. Reviewed on: 29th April 2025

I like very easy to use the app.

5
I like very easy to use the app. Reviewed on: 29th April 2025

Quickly handled, responsible lender and great custom...

5
Quickly handled, responsible lender and great customer service. Reviewed on: 29th April 2025

The staff at clockwise credit union are amazing

5
The staff at clockwise credit union are amazing they have helped me so much in such a difficult time and got me back on track with paying my loan they have been very understanding and have kept in touch when they have said that they will I couldn't of asked for a better loan company Reviewed on: 29th April 2025

I've had no issues With applying and setting up my r...

4
I've had no issues With applying and setting up my repayments very simple to use. Reviewed on: 29th April 2025

Loan Application

5
The process of applying for a loan was remarkably easy, smoother than Lincs and Notts union. The actual transfer of funds was far, far easier in addition. Communication was very good, with any questions I had answered very quickly via the app Reviewed on: 29th April 2025

Highly recommend

5
I needed money asap, clockwise helped me a lot the communication was great and they are very helpful thank you clockwise I definitely recommend Reviewed on: 29th April 2025

The check is not fair for an emergency situation,

5
The check is not fair for an emergency situation, Reviewed on: 29th April 2025

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