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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

It's very easy to use and is time saving when applyi...

5
It's very easy to use and is time saving when applying for a loan . Less processing times and get quick decisions Reviewed on: 29th April 2025

My experience has been amazing very helpful very eas...

5
My experience has been amazing very helpful very easy to talk to very easy to make the application Reviewed on: 29th April 2025

Very easy application.

5
Very easy application. Customer service is amazing, very quick, knowledgeable and efficient. Friendly customer service. Really helpful! Reviewed on: 29th April 2025

I've been a customer with Clockwise Credit Union sin...

5
I've been a customer with Clockwise Credit Union since 2010. I've applied for a number of loans from clockwise since 2019. I've been a loyal customer and paid my loans on time I've NO outstanding arrears. The staff at my local Clockwise store have been very helpful and polite, and delt with my queries online and I'm very grateful for the loans I've been offered. Thank-you Reviewed on: 29th April 2025

Friendly helpful service,, always explain everything...

5
Friendly helpful service,, always explain everything,, makes life easier Reviewed on: 29th April 2025

Easy to use.

5
Easy to use. Staff are friendly and helpful. Loan has helped Reviewed on: 29th April 2025

I’ve been with clockwise for over 2 years now and I...

5
I’ve been with clockwise for over 2 years now and I couldn’t recommend them anymore. Always super fast at replying and I’ve recommended them to friends and family. Reviewed on: 29th April 2025

They are very helpful and understanding

5
They are very helpful and understanding Reviewed on: 29th April 2025

Been with ncu for many years.

4
Been with ncu for many years. Had regular loans until I got a ccj now carnt get any help never missed a payment Reviewed on: 29th April 2025

they have always been very helpful to us and they ar...

5
they have always been very helpful to us and they are always polite and friendly Reviewed on: 29th April 2025

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