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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Money from and for your community

The whole process of setting up and paying back this was extremely easy. Customer service great to deal with, and everything dealt with in a straight forward way. However being able to get a loan at a low cost like this, form a lender that’s community centred is really great and valuable in a way borrowing from the big banks isn’t to me. I hadn’t been aware Clockwise had existed in my area previously, but will now also save with them, not for the rates but to put my money somewhere where someone else in my community can use it. I’ll definitely recommend them to others. Reviewed on: 8th April 2026

SWIFT LOAN WITH GREAT TRANSPARENCY

Opened my account with clockwise, really needed a simple loan , it was really swift , easy and transparent. Repayment was also easy with no early repayment fees . I was sincerely glad Reviewed on: 8th April 2026

Fantastic clockwise union. United for the people

Great company gave me 2loans so far.Always gave what I've applied for great customer service. which I got spoke too with high respect on both occasions. Had a problem with setting up account but with great assistance from clockwise customer service they guided me through fantastic Reviewed on: 8th April 2026

Helped me when needed it so thank you

Helped me when needed it so thank you Reviewed on: 7th April 2026

Simple fast and easy to navigate

Simple process that’s easy to navigate, helped me a lot in a time of need, fast pay out an good fair interest rates, always been great when I’ve contacted them, very fast respectful and reliable, honestly just 10/10 service Reviewed on: 7th April 2026

Thank you

They make it easy and painless to apply for a loan and always on hand if you need to speak with them. Reviewed on: 7th April 2026

Outstanding overall, easy to use and friendly staff,...

Outstanding overall, easy to use and friendly staff, really helped me when had no where to turn. Reviewed on: 7th April 2026

Credit union helped me so much with Christmas and ma...

Credit union helped me so much with Christmas and made my Christmas I think they are truly amazing Reviewed on: 7th April 2026

Clockwise are fab

Clockwise have been brilliant from start of my loan application would definitely use them again, very quick process from applying for loan to getting a loan too Reviewed on: 7th April 2026

I work for the Local Authority and have had two loans.

I work for the Local Authority and have had two loans. Easy to apply and good that deductions are made directly from my salary, this makes it simple ans easy to repay. Always fast when new loan is requested. Good and helpful staff. Reviewed on: 7th April 2026

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