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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Top-Class Experience from Start to Finish

5
I had a really positive experience with Clockwise. The application process was straightforward, and everything was clearly explained from the start. The team were helpful and professional, and I felt supported throughout. I would definitely recommend them to anyone looking for a reliable personal loan provider. Reviewed on: 6th April 2026

I have had a personal loan from clockwise and it was...

4
I have had a personal loan from clockwise and it was a very easy fast application with friendly staff to help along the way. Would recommend Reviewed on: 6th April 2026

Although I wasn't accepted they told me honestly and...

5
Although I wasn't accepted they told me honestly and transparent and helped me though all processes Reviewed on: 6th April 2026

I've been with clockwise for many years now and they...

5
I've been with clockwise for many years now and they are a very good company . Loans are affordable and very straight forward when applying. I would recommend this company to anyone .excellent service . Reviewed on: 6th April 2026

The intrest on personal loans are outrageous for str...

5
The intrest on personal loans are outrageous for struggling family's but sometimes we are left with no other choice other then to take a loan out Reviewed on: 6th April 2026

Fantastic

5
Fantastic always good to kmow i can just add a little extra if I need to, knowing it there to help me and my kids is just a lil security that everyone needs without all the massive apr thats added in other places love it thank you Reviewed on: 6th April 2026

Loans without groans

5
Appled for a loan so easy to do excepted even though credit history not great rate of interest good been turned down by other loan companies when history was not bad Reviewed on: 6th April 2026

They are very understanding

5
They are very understanding and they offer the best deals Reviewed on: 6th April 2026

Been with the service for over 10 years would always...

5
Been with the service for over 10 years would always highly recommend Reviewed on: 6th April 2026

Clockwise credit union are great!

5
Clockwise credit union have been really easy to work with when I was gaining a loan and very helpful when I had questions, always being available and easy to contacts. The rates are great and I will be using them again when I need a loan. Reviewed on: 6th April 2026

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