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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Clockwise Credit Union made the loan process smooth...

Clockwise Credit Union made the loan process smooth and stress-free. The staff was friendly, helpful, and responded quickly to my questions. Everything was explained clearly, and I felt supported throughout. Reviewed on: 29th April 2025

Quick helpfull excellent service

Quick helpfull excellent service Reviewed on: 29th April 2025

I have had 2 loans from this company, it’s easy to a...

I have had 2 loans from this company, it’s easy to apply the application is pretty easy. pay out is pretty quick but it depends on how quick you get the information back to them Reviewed on: 29th April 2025

Must be the best credit union in the country

After the merge with Notts/Lincs credit Union - Clockwise have been professional and maintained communication throughout. Clockwise have the best team of customer advisors and the web and app are always up to date. Clockwise must be the best credit union in the country Reviewed on: 29th April 2025

A happy, repeat customer

I have had several small loans from clockwise and I have found them to be a stress free and quick solution when I need them. They are always happy to help and their customer service is great. Reviewed on: 29th April 2025

I'm currently on my third loan with clockwise and I...

I'm currently on my third loan with clockwise and I will continue to use them in the future. I've never had a problem and Customer services is brilliant Reviewed on: 29th April 2025

Great monthly repayments!

Great monthly repayments! Good interest rate compared with other credit unions - Highly recommend! Reviewed on: 29th April 2025

Top up loans are processed very quickly

Top up loans are processed very quickly Reviewed on: 29th April 2025

It has been a very good experience taking loan is qu...

It has been a very good experience taking loan is quicker the service is fantastic and always listen to my request Reviewed on: 29th April 2025

Good service.

They were so quick with acceptance and the account was so easy to see what payments have been made and stuff. Reviewed on: 29th April 2025

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