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Clockwise Credit Union: Loans reviews

Name: Loans
Rating: 4.91 (1679 reviews)

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4.90

Based on 1,679 reviews, last reviewed 23rd May 2025

59100% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I’ve been with clockwise for about 8 years, I always... I’ve been with clockwise for about 8 years, I always recommend them to friends and family. Reviewed on: 23rd May 2025

Latest lowest rating:

1

Unable to transfer fund from account , online issues Unable to transfer fund from account , online issues Reviewed on: 20th May 2025

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About this product

Clockwise Credit Union offer a wide range of personal loans.

Whether you're looking to improve your home, cover unexpected expenses or plan your next staycation - a Personal Loan from Clockwise could get you there faster.

Borrow from £50 to £10,000. We’ll aim to give you an instant decision or we’ll let you know within 1 working day and put the money into your account the same day.

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Clockwise Credit Union Loans reviews (1679)

Loan and savings

I required a £300 loan, and reached out to Nottingham and Lincolnshire credit union. The process was quick and informative. I knew what my obligation would be every step of the way. The interest rate was exceptional and l have over £100 now saved up from the repayments. Would definitely use again Reviewed on: 30th May 2023

Absolutely fantastic

Credit union is the only loan company that I go to now as it’s affordable and reliable and don’t take more money than they should, everything’s done online which is fantastic too and it’s quick and easy and money goes straight into your bank account within a couple of hours, I’ve defo recommended and family have gone ahead and got a loan too Reviewed on: 30th May 2023

Great company

Always there to offer help and support Reviewed on: 30th May 2023

Excellent service

I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Best credit union in town.

I've been with Notts and Lins credit union for years now. Staff has always shown understanding and compassionate to my needs. Even though sometimes my requests are not met, but they give advise on ways to improve for chances for a successful loan. Reviewed on: 30th May 2023

A perfect experience with amazing staff

Amazing friendly hard working team Explained the process and efficiency was on point. Didn't take long from start to finish. Also feel able to call for any further help or advice Reviewed on: 30th May 2023

Excellent customer service & low cost rates

Fantastic customer service with speedy responses & keeping rates low to help with life’s emergencies Reviewed on: 30th May 2023

Miss Gemma Stanbridge 1529

Nottingham cradit union have the best customer service a very polite team and very helpful when you ring or go in the shop I have been a member of Nottingham cradit union for years and am glad to be apart of it Reviewed on: 30th May 2023

Loan application

Good service will highly recommend its the best. Reviewed on: 30th May 2023

Easy application and low interest rates

I have used CU since 2016 and would recommend to anybody looking for a loan or a savings account. I also like that each monthly payment I make, saves a small amount into my savings account. Reviewed on: 30th May 2023

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