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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

They was very kind and professional, very quick resp...

5
They was very kind and professional, very quick responses and never told one lie, honest and gave me a loan that best suited my needs and affordability Reviewed on: 29th April 2025

Single parent with poor credit rating

5
I’m a single mother, responsible for 3 children, poor credit rating, works full time, with a mortgage, received no maintenance from my ex - Coventry Credit Union enabled me to buy Christmas presents for my children with a £500 starter loan which I repaid and I was then able to borrow larger amounts. Reviewed on: 29th April 2025

They was will to help me when I couldn’t get a loan...

5
They was will to help me when I couldn’t get a loan anywhere else Reviewed on: 29th April 2025

help when you need it

5
help when you need it, considerate and profesional Reviewed on: 29th April 2025

I did not like at the beginning the help received du...

5
I did not like at the beginning the help received due to some financial situation but everything got resolved. Reviewed on: 29th April 2025

Very helpful service, good costumer service ,quick...

5
Very helpful service, good costumer service ,quick service I'm very happy Reviewed on: 29th April 2025

When I first had a loan and paid it off I didn't rea...

5
When I first had a loan and paid it off I didn't realise that if I continued to pay in the money would be saved. Reviewed on: 29th April 2025

Whenever i needed some help i could count on Clockwi...

5
Whenever i needed some help i could count on Clockwise . It was simple and quick to process application. Reviewed on: 29th April 2025

Credit union has saved me more then once when I’ve n...

5
Credit union has saved me more then once when I’ve needed a loan to help with how tight money is now with the rise in every day life Reviewed on: 29th April 2025

They consider individual circumstances when assessin...

5
They consider individual circumstances when assessing loan applications and aim to provide affordable credit to all members, regardless of credit history or financial status Clockwise also encourages responsible borrowing and offers rewards for saving while repaying a loan. Reviewed on: 29th April 2025

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