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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Always been reliable and understanding.

5
Always been reliable and understanding. Reviewed on: 29th April 2025

fast easy polite staff .

5
fast easy polite staff .. quuck responce Reviewed on: 29th April 2025

Understand helpful very quickly anwers phone brill...

5
Understand helpful very quickly anwers phone brilliant service Reviewed on: 29th April 2025

Clockwise have been amazing no hassle offered much n...

5
Clockwise have been amazing no hassle offered much need support to me I could t thank them enough Reviewed on: 29th April 2025

I needed a quick cash injection for some house repairs.

5
I needed a quick cash injection for some house repairs. Clockwise were quick and efficient and absolutely no issues. Reviewed on: 29th April 2025

Great experience

5
I was accepted for a loan here when other places refused. I set up payment plan with money going into this account weekly and it’s all gone smoothly no issues. Reviewed on: 29th April 2025

The staff are customer focused and experienced.

5
The staff are customer focused. Very friendly, good communication and quick service. I applied for a loan and got the quickest response. The communication line was open all the way. I was carried along and I was informed of the processes. Reviewed on: 29th April 2025

Ive had every bit of help needed straight away

5
Ive had every bit of help needed straight away Reviewed on: 29th April 2025

I'd go nowhere else for a loan - 100%

5
I'd go nowhere else for a loan - trustworthy and uncomplicated, thankyou. Reviewed on: 29th April 2025

Customer opinion

5
I have been a clockwork credit customer for several years and have never once had issues with them Reviewed on: 29th April 2025

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