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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Loans and reviews

5
It's very good and the community agrees with me Reviewed on: 29th April 2025

Been a fantastic experience great customer service

5
Been a fantastic experience great customer service Reviewed on: 29th April 2025

Always there to help

5
The loans always came handly, when i badly need financial assistance and i would be confident to get a loan Reviewed on: 29th April 2025

I had a loan out which was taken from my child benef...

5
I had a loan out which was taken from my child benefit the interest rate was fine and cleared my loan within a year Reviewed on: 29th April 2025

Amazing company who actually cares about their custo...

5
Amazing company who actually cares about their customers, very efficient:) Reviewed on: 29th April 2025

Satisfied

5
Good customer service and loans to help in time of need with low repayments Reviewed on: 29th April 2025

Have always had positive experiences with the Clockw...

4
Have always had positive experiences with the Clockwise Credit Union. Reviewed on: 29th April 2025

Great company!

5
The transition from notts credit union to clockwise was simple; they did it for you. I applied for a top up loan on the website and it was approved fast and efficiently. The website is easy to use; if you need to transfer money over, it transfers immediately. I’m happy; I’ll be using this company again! Reviewed on: 29th April 2025

I borrowed money twice with convenient installments,...

5
I borrowed money twice with convenient installments, and at the same time, saving money turned out to be a great solution. Reviewed on: 29th April 2025

Application process is easy and responses are prompt.

4
Application process is easy and responses are prompt. Good flexibility for repayments which helps in case of financial difficulties . Reviewed on: 29th April 2025

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