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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Quick and easy loan application with a decision on t...

5
Quick and easy loan application with a decision on the day.. Execellent customer service. Reviewed on: 21st April 2025

Always friendly customer service

5
Always friendly customer service Reviewed on: 21st April 2025

Quick decision.

5
Quick decision. Application process was easy. Reviewed on: 19th April 2025

Although I joined credit union I'm yet to have a loa...

5
Although I joined credit union I'm yet to have a loan but from people I know they are great for helping people Reviewed on: 18th April 2025

Amazing company

5
They have been brilliant with me from start to finish. I was struggling financiallly as a single mum and they helped me out with a loan. It was fast and efficient and I would definitely recommend them to anyone. 10/10 for experience. Reviewed on: 18th April 2025

Good service with helpful support when required.

5
Good service with helpful support when required. Reviewed on: 17th April 2025

They have always been every helpfull

5
They have always been every helpfull Reviewed on: 17th April 2025

Very good experience over all good costumer service

5
Very good experience over all good costumer service Reviewed on: 17th April 2025

Excellent loan company

5
They are a Godsend, and very helpful. No fuss when applying. You get the money straight away after singing your contract Reviewed on: 16th April 2025

Questionable credit history - loans not a problem.

5
I have requested two loans from Clockwise Credit Union and in both cases I was accepted without hesitation (and my credit history is not brilliant). Both these loans were car-related and were needed desperately. I cannot praise Clockwise CU enough for helping me then and still do. Reviewed on: 16th April 2025

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