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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,410 reviews, last reviewed 4th Jul 2026
67550% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will reccomend clockwise to my friends and family I will reccomend clockwise to my friends and family Reviewed on: 4th July 2026
Priyan Vadher's avatar
Priyan Vadher

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4412)

Clockwise have always helped when ive needed it...

5
Clockwise have always helped me when I’ve needed it most. From car issues to housing issues. I’ve been at low points and thought what do I do. Applied for loans,yes not ideal to have debt but helpful when it’s needed and covered costs. Reviewed on: 3rd July 2025

Life saver

5
Honest, life saver and my back bone in supporting my family. Reviewed on: 3rd July 2025

Very good and professional good andestanding and ver...

5
Very good and professional good andestanding and very easy to apply affordable for everyone. Reviewed on: 3rd July 2025

As a single mom I used to struggling to keep up with...

5
As a single mom I used to struggling to keep up with everything in the household with bills and food but I did everything in my power to make sure my babies were fed. When I fount out about clockwise union it changed my life I was able to afford everything for my children and the pay back was very affordable which I’m so happy for. If it wasn’t for clockwise I wouldn’t be where I am today so thank you soo much Reviewed on: 3rd July 2025

I love every thing about credit union

5
I love every thing about credit union Reviewed on: 3rd July 2025

Always had ga good experience with clockwise

5
Always had ga good experience with clockwise Reviewed on: 3rd July 2025

5 star service

5
We're there when I needed them and with easy repayments .you choose how much to pay back and how often and their interest rates are good they give you a 5 star servoce.I would definitely recommend clockwise Reviewed on: 3rd July 2025

Amazing142

5
Everything was quick and easy to do and communication with help services is amazing Reviewed on: 3rd July 2025

Affordable, fair but communications lacking

3
It's an affordable loan with understanding staff typically, I do find getting a top up difficult and I am now talking around in circles over an issue resolved last time. Reviewed on: 3rd July 2025

Always helpful and reply straight away.

5
Always helpful and reply straight away. Always help when I'm stuck I can transfer between my accounts Reviewed on: 2nd July 2025

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