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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,410 reviews, last reviewed 4th Jul 2026
67550% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will reccomend clockwise to my friends and family I will reccomend clockwise to my friends and family Reviewed on: 4th July 2026
Priyan Vadher's avatar
Priyan Vadher

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4415)

Easy to apply for, very friendly to talk too.

5
Easy to apply for, very friendly to talk too. Reviewed on: 2nd July 2025

Customer service could improve since it’s only few p...

5
Customer service could improve since it’s only few people that respond and there should be more branches Reviewed on: 2nd July 2025

Always been helpful to me when needed would recommend

5
Always been helpful to me when needed would recommend Reviewed on: 2nd July 2025

Helping hands

5
Clockwise had always been there for me. Ever ready to help me every time I applied for loan. Staff are always pleasant to have a conversation be in person or over the phone. They know why they are there always ready to extend a helping hand to their customer’s who needs financial support. Thank you as always. Reviewed on: 2nd July 2025

Good communication fast and easy website to use

5
Good communication fast and easy website to use Reviewed on: 2nd July 2025

Great service easy to talk to staff

4
Great service easy to talk to staff Reviewed on: 2nd July 2025

Opinion of clockwise

5
I’ve never had an issue with clockwise always been helpful and reliable, whenever I’ve needed to borrow money they’ve always made the repayments affordable and make sure I can afford what I borrow 10:10 Reviewed on: 2nd July 2025

Clockwise loans 100% recommend

5
I’ve been a customer with clockwise credit union for a few years now and they have helped me massively with loans that I’ve needed with help towards my children they have been amazing another bonus you can top up you’re existing loan with in 4 months Whitchurch is really helpful I would 100% highly recommended them to friends and family thank you to the clockwise team Reviewed on: 2nd July 2025

Brilliant company I wouldn’t go anywhere else staff...

5
Brilliant company I wouldn’t go anywhere else staff are kind and understanding good value for money and the app is so easy to use Reviewed on: 2nd July 2025

I could not pay my loan on time and they gave me tim...

5
I could not pay my loan on time and they gave me time to pay it back Reviewed on: 2nd July 2025

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