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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,415 reviews, last reviewed 4th Jul 2026
67750% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always excellent customer service Always excellent customer service Reviewed on: 4th July 2026
Saffron M's avatar
Saffron M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4416)

Very good customer service and straight forward loans.

5
Very good customer service and straight forward loans. Reviewed on: 1st July 2025

Very friendly and helpful staff, some problems when...

5
Very friendly and helpful staff, some problems when trying to carry out transfers. The problem is often resolved within 24 hours as long as it is a week day. Reviewed on: 1st July 2025

Provided me with so much help :-)

5
Since becoming a single mum 12 years ago clockwise has helped me so much from bond from getting a property to rent to holiday for children school uniforms Christmas loads over the years x Reviewed on: 30th June 2025

Clockwise are very helpful when you need them

5
Clockwise are very helpful when you need them Reviewed on: 30th June 2025

Very good experience on the phone and via the internet.

5
Very good experience on the phone and via the internet. Easy enough to understand and gives people with not so good credit a chance to rebuild it Reviewed on: 30th June 2025

My personal experience with Clockwise Service has be...

5
My personal experience with Clockwise Service has been exceptionally positive, particularly due to their outstanding accommodation, patience, and kindness in addressing my financial needs over many years. They truly stand out for their supportive approach during challenging times. While it's always important to be mindful of standard industry aspects like interest rates, their consistent and empathetic customer service makes them a highly recommendable option for anyone seeking a financial partner that genuinely cares and adapts to individual circumstances. If you're looking for a lender that prioritizes understanding and ongoing support, Clockwise Service is certainly worth considering. Reviewed on: 30th June 2025

Excellent clockwise

5
Been with clockwise for a good few years now and never had a problem always good service Reviewed on: 30th June 2025

Good always do what they can for you

5
Good always do what they can for you Reviewed on: 30th June 2025

Great loan provider

5
Easy and quick process which provides loans at affordable rates, app is brilliant which allows you easy access to manage your loans. Reviewed on: 30th June 2025

When you need a short term loan they are there too h...

5
When you need a short term loan they are there too help out and when your repaying back you can’t tell from your benefits. Reviewed on: 30th June 2025

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