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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Excellent service

I have had multiple loans over the years and the service from applying to a decision is very quick. I was called to go through the terms and ensure I am happy. I love the aspect of saving as the same time as paying off my loan. Made it all worth while Reviewed on: 11th June 2023

Absolutely brilliant

Linc's and Botts credit union have been absolutely brilliant they have been amazing helpful and always listen and respond to Ur answers if any problems pay on time etc Reviewed on: 11th June 2023

Fab service

Staff are polite and very helpful Reviewed on: 11th June 2023

Fast! Flawless! Friendly! Facilitate! Fantastic!

I honestly wouldn’t of been able to give my children a Christmas if it wasn’t for Notts & lincs credit Union, They wasn’t judgmental and made me feel so at ease. I actually couldn’t believe how Fast it was from start to finish! I was in a bad car crash with my children last year my children were very lucky to get out with minor cuts and bruising but I unfortunately didn’t get so lucky.. I have life changing injuries which have left me disabled I went from working & helping patients At hospital to being the patient myself. With no income being off sick I was dreading Christmas!! They already had had such a rubbish year & because of Notts & Lincs credit union they managed to have the most magical Christmas ever!! The customer service I have had has been so amazing and I have recommended them to everyone and will continue to do so! .Sorry for the long story!! Reviewed on: 9th June 2023

Friendly team

Had one of the team members ring because the system said I missed my first payment. Told the gentleman on the phone I had paid, he emailed me so he could see the screenshot of the payment going out so that he could chase it. Money sorted and went onto my account by the end of the working day (he rung Friday and was sorted at Monday) Reviewed on: 9th June 2023

Affordable fast response trustworthy

I found them quick with replies east to apply and feel in safe hands Reviewed on: 9th June 2023

Notts is brilliant!

Veey helpfull, friendly and awesome! Reviewed on: 9th June 2023

Amazing service

These are amazing helped when i really needed it, couldnt thank them enough Reviewed on: 9th June 2023

Absolutely brilliant service

Never had a problem with these guys they are absolutely brilliant Reviewed on: 9th June 2023

Outstanding

The response was quick, and funds arrived to my account when they said. Very Impressive service! Reviewed on: 9th June 2023

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