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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Good customer service and polite staff

Good customer service and polite staff Reviewed on: 15th June 2025

Amazing service and works for people on benefits and...

Amazing service and works for people on benefits and that are in need of a loan Reviewed on: 14th June 2025

I haven't gotten a successful loan here yet, but I d...

I haven't gotten a successful loan here yet, but I don't this feels like a safe space Reviewed on: 14th June 2025

Great company.

Great company. Im on benefits and found it easy and quick to get an affordable loan with affordable monthly repayments Reviewed on: 14th June 2025

I have been with clockwise a while now comes straigh...

I have been with clockwise a while now comes straight out my child benefit so easy never had any problems Reviewed on: 14th June 2025

Always amazing service and easy to understand when t...

Always amazing service and easy to understand when taking a loan out with them Reviewed on: 14th June 2025

Prompt and excellent customers care .

Prompt and excellent customers care . best online performance. loan procedures and apr is superb Reviewed on: 14th June 2025

Highly recommend

I'm single mum with bad credit score. Clockwise Credit Union helped me when I was in need with loan. Customer service was very helpful and understanding. As English isn't my first language they were very patient to explain me everything and find way to help. Highly recommend Reviewed on: 14th June 2025

Great credit union

Never had any problems at all. Loans are straight forward Reviewed on: 14th June 2025

Easy to apply for a loan.

Easy to apply for a loan. Interest are good too. Staff are very helpful. Reviewed on: 14th June 2025

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