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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,502 reviews, last reviewed 9th Jul 2026
1476% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the loan very easy. I got the loan very easy. I was a member for along time but I wasn،t very active. One months ago I needed some money urgently . I could not believe th... Read more Reviewed on: 9th July 2026
Fariba F's avatar
Fariba F

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4502)

Gave me help when I needed it most!

5
Gave me help when I needed it most! With a family loan, customer service is very professional and very helpful. Reviewed on: 5th June 2025

It’s really helpful when I need to lend money

5
It’s really helpful when I need to lend money Reviewed on: 5th June 2025

Very helpful.

5
Very helpful. Fast money transaction Reviewed on: 4th June 2025

Great experience good customer service

5
Great experience good customer service Reviewed on: 4th June 2025

Exceptional Service, Fast and Reliable Support!

5
I can't speak highly enough of my experience with Clockwise Credit Union. Every time I've found myself in a financial pinch, they've come through without hesitation. Their application process is simple and most of it online—it takes just one day, and often within a few hours, the funds are already available. That kind of speed and efficiency is unmatched compared to other financial institutions that take days to process. Their interest rates are very competitive, and the level of trust I've developed with them over time is something I truly value. I’ve learned I can rely on them, and that peace of mind means everything. If you're looking for a financial institution that actually supports you when you need it most, I wholeheartedly recommend Clockwise. Reviewed on: 4th June 2025

I have a loan from clockwise.

5
I have a loan from clockwise. With me being on benefits it was quick, easy and affordable monthly repayments. I can choose the amount to repay and when Reviewed on: 4th June 2025

Good experience

4
I always have good experience with clockwise. though sometimes it's difficult to upload documents and to get them on the phone Reviewed on: 4th June 2025

A great friendly company for everyone affordable lo...

5
A great friendly company for everyone affordable loan helpdesk me in life Thanks Reviewed on: 4th June 2025

Excellent!!!

5
Hi , Iv been with clockwise credit union for over 10years . Excellent for loans , saving etc . I honestly love clockwise credit union it’s brilliant.!! Reviewed on: 4th June 2025

Fabulous!

5
Fabulous! Really helpful and understanding and there go help you quick and easy application Reviewed on: 4th June 2025

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