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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Always quick with transfers from my savings.

5
Always quick with transfers from my savings. Always quick when I've applied for a loan. Will Always use this company Reviewed on: 11th June 2025

I have not had any trouble with clockwise.

5
I have not had any trouble with clockwise. Very friendly staff and helpfull Reviewed on: 11th June 2025

Brilliant never had any problems

5
Brilliant never had any problems Reviewed on: 11th June 2025

Very efficient and quick turnaround and knowledgeabl...

5
Very efficient and quick turnaround and knowledgeable staff. Reviewed on: 11th June 2025

I was a little unsure at first how to join and use t...

5
I was a little unsure at first how to join and use the service but customer service has always been super helpful. Reviewed on: 11th June 2025

Fantastic job they doing

5
I couldn't get no loan from anywhere until I hear about this union safing along side of a loan it helps a lot keep up good work Reviewed on: 11th June 2025

Absolutely fantastic company , couldn’t think of a b...

5
Absolutely fantastic company , couldn’t think of a better place to go to Reviewed on: 11th June 2025

10 excellent very easy good staff easy money...

5
10 excellent very easy good staff easy money Reviewed on: 10th June 2025

Bad for benefits

2
Don't help with people on benefits or low income Reviewed on: 10th June 2025

I’ve had excellent experiences every time with clock...

5
I’ve had excellent experiences every time with clockwise Reviewed on: 10th June 2025

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