Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
157% increase in 5 star reviews
in the past 90 days
133% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2926)

Best lender around

5
Smooth and stress free ...I eould highly recommend the services to friends families and colleagues for a loan that is affordable and easy to pay back .Getting thr loan was not difficult unlike most banks it went through without difficulty . As a long standing customer I am drill happy with the service provided. Reviewed on: 30th May 2023

Loan

5
Really great company would recommend this to people. Gave me a loan with my bad credit history when no one else did. Such an amazing company Thanks a lot to them. Reviewed on: 30th May 2023

Simply fantastic

5
NLCU helped me out when I needed it most!! Reviewed on: 30th May 2023

Easy friendly non judgmental

5
Easy to apply and you save as you repay so at end of the loan you have also built up savings. It’s easy to set up having shares from your wages which makes it even easier to manage. Reviewed on: 30th May 2023

Easy and transparent service

5
The website is easy to navigate, plus all the processes for applying for and managing the loan are straightforward to follow. Highly recommended! Reviewed on: 30th May 2023

Low interest loan affordable

5
Credit Union has enabled me to travel, buy a new car and house improvements they have always treated me fairly and always look at my outgoings to ensure I do not incur finical difficulties. They are available to offer support and advice and are very approachable. I am extremely thankful to Credit Union and always encourage people to save with them, they are the best. Reviewed on: 30th May 2023

Highly recommend

5
Very fast service and very polite and helpful on the phones Reviewed on: 30th May 2023

Good service

5
Quick and convenient method of lending with added incentive of savings while repaying Reviewed on: 30th May 2023

Absolute life saver

5
This place has come in handy twice for me now to be able to re-decorate certain parts of my home as well as pledging savings st the same time. Its quick simple and easy to use. Amazing Reviewed on: 30th May 2023

Top notch

5
Easy and simple process. Reviewed on: 30th May 2023

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products