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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

when ever i rang up they poeple i talk are friendly...

5
when ever i rang up they poeple i talk are friendly and helpful Reviewed on: 29th May 2025

Very easy to use and a simple process of getting a t...

5
Very easy to use and a simple process of getting a top up loan. Fast easy and affordable Reviewed on: 29th May 2025

Very good, easy to set up.

5
Very good, easy to set up. Good communication Reviewed on: 29th May 2025

There for me when I was in needed the help Fast and...

5
There for me when I was in needed the help Fast and efficient once they agreed the money was made available within the day Reviewed on: 29th May 2025

Good except when trying to apply for top ups

4
Everything’s been good except when applying for top ups it’s been a bit of a pain getting a response and I sent lots of evidence that kept getting denied then finally accepted Reviewed on: 29th May 2025

Excellent, easy to use and there for when i need it.

5
Excellent, easy to use and there for when i need it. Also acts as a great savings account Reviewed on: 29th May 2025

Fab always helpful.

5
Fab always helpful. No problems always helpful when need money and not any problems with documents ect Reviewed on: 29th May 2025

quite easy to use.

3
quite easy to use. Staff are helpfull. Reviewed on: 29th May 2025

Very quick and helpful service.

5
Very quick and helpful service. Really do help absolutely anyone no matter their background. Very quick turn around and I’m very grateful for them Reviewed on: 29th May 2025

Dealing with people not computers.

5
Always very helpful,the process is always so simple and they don’t judge which is so nice.A pleasure to work with a person not a computer. Reviewed on: 29th May 2025

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