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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,520 reviews, last reviewed 10th Jul 2026
1475% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straightforward process! Quick decisions, well-laid-out contracts (make sure you read them!), and good assistance from staff when providing the relevant information needed to ... Read more Reviewed on: 10th July 2026
Reviewers d 's avatar
Reviewers d

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4523)

Excellent staff and customer service

5
Went above and beyond to help me with an affordable loan even with bad credit. Reviewed on: 10th May 2025

They look after u and treats u with respect

5
They look after u and treats u with respect Reviewed on: 8th May 2025

5 star lending service

5
Friendly and knowledgeable staff. Happy to help even if turned away from other lenders. Better rates and terms than high street lenders. Ethical lending at affordable interest rates. Bad credit considered, on benefits also considered. Being able to have your benefits sent to your clockwise account helps assure them of your reliability to repay. Reviewed on: 8th May 2025

Excellent service with a great understanding too and...

5
Excellent service with a great understanding too and customer service is great Reviewed on: 8th May 2025

I have always been treated with the utmost respect a...

5
I have always been treated with the utmost respect and have found staff friendly and helpful in every sense. Have always been kept uptodate with regard to any query and nothing is too much trouble for the staff. Reviewed on: 8th May 2025

The first loan was good and quick.

3
The first loan was good and quick. But my Xmas loan was denied me. Not nice ! Reviewed on: 8th May 2025

Great experience

5
Great experience, fast reliable good customer service. Reviewed on: 7th May 2025

Honestly didn’t think I’d receive any help when I wa...

5
Honestly didn’t think I’d receive any help when I was struggling but clockwise lended a helping hand when I needed it the most and will forever be grateful for them!! Reviewed on: 7th May 2025

Grate loans for people who have bad credit

5
Grate loans for people who have bad credit Reviewed on: 7th May 2025

Sa Lone Borbor

5
My experience with CLOCKWISE has been smooth and straightforward. The customer service is truly excellent—friendly, helpful, and always responsive. I also appreciate the affordable loan repayments, which make managing finances much easier. Reviewed on: 6th May 2025

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