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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,520 reviews, last reviewed 10th Jul 2026
1475% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straightforward process! Quick decisions, well-laid-out contracts (make sure you read them!), and good assistance from staff when providing the relevant information needed to ... Read more Reviewed on: 10th July 2026
Reviewers d 's avatar
Reviewers d

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4523)

Their loans are quick and they also help me save mon...

5
Their loans are quick and they also help me save money whilst having a loan. i think this is brilliant! Reviewed on: 6th May 2025

Every time I applied for a loan it did not take time...

5
Every time I applied for a loan it did not take time to be processed with the help of understanding staff Reviewed on: 6th May 2025

Loans always available on top up

5
Loans always available on top up Reviewed on: 6th May 2025

Great way to obtain credit with a lower credit score.

5
Great way to obtain credit with a lower credit score. Quick & easy application Reviewed on: 5th May 2025

Had a great experience , very helpful company

5
Had a great experience , very helpful company Reviewed on: 5th May 2025

Face to face customer service can vary depending on...

5
Face to face customer service can vary depending on who you speak to. You can have good and bad days. You are guaranteed to have the best response via email. Reviewed on: 5th May 2025

Everything was simplified.

5
Everything was simplified. The process was so easy ad straight forward. The interest rates are very low Reviewed on: 5th May 2025

Not qualified

2
With 2 permanent jobs, I wasn't able to get a debt consolidation loan of 6000 pounds, for wich I was supposed to pay 300 only. The reason for rejection was that I am gonna struggle to pay! So instead of paying 700 per month, I could have closed all my debt and have only one pay of 300. Unbelievable!! Reviewed on: 5th May 2025

My experience is reassuring and that Clockwise credi...

5
My experience is reassuring and that Clockwise credit Union value it's members Reviewed on: 5th May 2025

Great support

5
Clockwise were great at helping sort a loan Reviewed on: 5th May 2025

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