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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (3023 reviews)

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4.88

Based on 3,023 reviews, last reviewed 11th Apr 2026

8900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good customer service experience from applicati... Very good customer service experience from application , approval and complete paying the loan Reviewed on: 11th April 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3023)

The best

Staff is always welcoming and friendly and my loans have been accepted really fast, so I can rely on them when I need it Reviewed on: 30th May 2023

Great company

Really good and friendly staff who keep you up to date and the quick loan payout is great they treat you with respect no matter your background would recommend to everyone great company Reviewed on: 30th May 2023

Best credit union

Super helpful, good customer service, low APR on loans. Highly recommend Reviewed on: 30th May 2023

Consistently there for me.

I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023

Loans for the people

They never turn you down, other loan places are rude Reviewed on: 30th May 2023

Simple process & funds available quick

The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023

Fair and reasonable

Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023

Fantastic service

Having a less than an average credit score meant getting a loan difficult but credit union made it easy and we’re so understanding. It helps my work place is in the scheme so the repayment goes out of my wages each month and I don’t have to worry Reviewed on: 30th May 2023

Excellent Credit Union

Very considerate people and they work with people at heart.. I visited Nottingham branch and the service was fast and fabulous. I came out smiling Reviewed on: 30th May 2023

Friendly quick helpful

Amazing took me on despite not perfect credit . Took my earnings into consideration and the payments monthly are reasonable Reviewed on: 30th May 2023

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