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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Quick and easy I got approved really quick and Been...

5
Quick and easy I got approved really quick and Been able to top up easy too Reviewed on: 29th April 2025

Very kind and assertive to query’s always there when...

5
Very kind and assertive to query’s always there when you need them fair loans and repayments Reviewed on: 29th April 2025

Helpful and fast, friendly when I needed to call

5
Helpful and fast, friendly when I needed to call Reviewed on: 29th April 2025

Amazing loans

5
They have been so helpful with queries and the loan application was so easy to do Reviewed on: 29th April 2025

I have never had a problem with any of the services...

5
I have never had a problem with any of the services been a member for many years Reviewed on: 29th April 2025

Above and beyond

5
Clockwise are so professional yet polite. Thorough yet helpful. They go above and beyond to listen and help. Quickly and efficiently Reviewed on: 29th April 2025

When needed help they was there.

5
When needed help they was there. So quick and easy to do. Nothings ever to hard for a member of the team either. Reviewed on: 29th April 2025

Excellent service very helpful and efficient

5
Excellent service very helpful and efficient Reviewed on: 29th April 2025

Great service and loan accepted and paid out efficie...

5
Great service and loan accepted and paid out efficiently. Reviewed on: 29th April 2025

They were super helpful and such a straight forward...

5
They were super helpful and such a straight forward process Reviewed on: 29th April 2025

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