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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.89
Based on 3,391 reviews, last reviewed 2nd May 2026
43600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Amazing service no issues need a loan and was aproved quickly Reviewed on: 2nd May 2026
Iain 's avatar
Iain

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3391)

Best credit union

5
Super helpful, good customer service, low APR on loans. Highly recommend Reviewed on: 30th May 2023
Laura Horton's avatar
Laura Horton

Consistently there for me.

5
I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023
John's avatar
John

Loans for the people

5
They never turn you down, other loan places are rude Reviewed on: 30th May 2023
Aloof Soul's avatar
Aloof Soul

Simple process & funds available quick

5
The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023
Sarah Barr's avatar
Sarah Barr

Fair and reasonable

5
Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023
Jake Stapleton's avatar
Jake Stapleton

Fantastic service

5
Having a less than an average credit score meant getting a loan difficult but credit union made it easy and we’re so understanding. It helps my work place is in the scheme so the repayment goes out of my wages each month and I don’t have to worry Reviewed on: 30th May 2023
Karen Elaine Goodliffe's avatar
Karen Elaine Goodliffe

Excellent Credit Union

5
Very considerate people and they work with people at heart.. I visited Nottingham branch and the service was fast and fabulous. I came out smiling Reviewed on: 30th May 2023
Flora 's avatar
Flora

Friendly quick helpful

5
Amazing took me on despite not perfect credit . Took my earnings into consideration and the payments monthly are reasonable Reviewed on: 30th May 2023
Joseph Hammond 's avatar
Joseph Hammond

Very highly recommended excellent service

5
Iv been with credit union a number of year's now never ad a problem well respected and down to earth. The customer services are second to none. Reviewed on: 30th May 2023
Martin Fletcher's avatar
Martin Fletcher

Great service.

5
Great service always helpful, thanks for everything you've done to help people in need. Reviewed on: 30th May 2023
James Higginson's avatar
James Higginson

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