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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Excellent loan company

They are a Godsend, and very helpful. No fuss when applying. You get the money straight away after singing your contract Reviewed on: 16th April 2025

Questionable credit history - loans not a problem.

I have requested two loans from Clockwise Credit Union and in both cases I was accepted without hesitation (and my credit history is not brilliant). Both these loans were car-related and were needed desperately. I cannot praise Clockwise CU enough for helping me then and still do. Reviewed on: 16th April 2025

No worries during the company merge as a customer.

No worries during the company merge as a customer. Great experience. As if a loan on a small income never happened. Reviewed on: 16th April 2025

Took ages one lady even hung the phone up on me they...

Took ages one lady even hung the phone up on me they question and ask for proof of debts set to pay for with the loan. Communicating is poor and confusing and repetitive Reviewed on: 16th April 2025

Great company

Saving and loans dealt with quick and efficient Reviewed on: 16th April 2025

The staff l communicated with were kind, helpful and...

The staff l communicated with were kind, helpful and had good communication skills. Reviewed on: 16th April 2025

I've been a member for 4 years and have been very im...

I've been a member for 4 years and have been very impressed Reviewed on: 16th April 2025

Quick and easy

I took a loan with clockwise and it’s been quick and easy Reviewed on: 16th April 2025

Good service alround highly recommend

Good service alleound highly recommend Reviewed on: 16th April 2025

My experience being good all the time because whatev...

My experience being good all the time because whatever I need with clockwise I get it fairly Reviewed on: 15th April 2025

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