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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,533 reviews, last reviewed 12th Jul 2026
1433% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for a loan and they were very helpful... I applied for a loan and they were very helpful Reviewed on: 12th July 2026
neil c's avatar
neil c

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4533)

Great and smooth throughout.

5
Great and smooth throughout. Good communication and made everything very clear and got access to funds Reviewed on: 15th April 2025
Sameer's avatar
Sameer

As a single mom of 2 and struggling with money I hav...

5
As a single mom of 2 and struggling with money I have fount about clockwise on the internet so I did my application which got accepted for a loan and this was last year and still to this day I am still with clockwise and still taking loans and paying them back every week with my child benefit the people who work at clockwise are amazing and very helpful they even stayed on the phone with me to help me with my application which I am very grateful for Reviewed on: 15th April 2025
Vanessa s's avatar
Vanessa s

Always available, never any problems

5
Always available, never any problems Reviewed on: 15th April 2025
Michael c's avatar
Michael c

Fairy good, bit expected more information terms of s...

5
Fairy good, bit expected more information terms of service and offers Reviewed on: 15th April 2025
Adebisi T's avatar
Adebisi T

They are very understanding and collaborative

5
They are very understanding and collaborative Reviewed on: 15th April 2025
Heba A's avatar
Heba A

Great interest rates for loan.

5
I applied for a loan and provided all the needed information. After submitting my application and it was approved. The money was in my account within a few hours. I was so happy and my daughter who is also a member of Clockwise credit union got her loan approved. I have told a few friends to join Clockwise Credit union. I am very happy to be a member. Reviewed on: 15th April 2025
Florence 's avatar
Florence

The app is so easy to use and application fast and i...

5
The app is so easy to use and application fast and instant decisions. Reviewed on: 15th April 2025
Awa's avatar
Awa

My mother told me about this site a few months back,...

5
My mother told me about this site a few months back, knowing I couldn’t get accepted due to my credit score. I filled out the application anyway for a loan and I was accepted. At the time was in a terrible place financially and mentally and once I was accepted it helped me massive amounts managed to get out of so much debt and able to buy some new toys for my daughter to play with. It helps massively not taking a massive chunk of money away and stupid percentage of interest. Would recommend to anyone. Reviewed on: 15th April 2025
Ellie L's avatar
Ellie L

When applying for my loans it's bin quick and easy a...

5
When applying for my loans it's bin quick and easy and hassle free process, and more importantly stress free and I get to save at the same time, and we get to apply for another loan after 4months, Reviewed on: 15th April 2025
Anne d's avatar
Anne d

Borrowing money to people on benefits

4
Borrowing money to people on benefits Reviewed on: 15th April 2025
John R's avatar
John R

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