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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,533 reviews, last reviewed 12th Jul 2026
1433% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for a loan and they were very helpful... I applied for a loan and they were very helpful Reviewed on: 12th July 2026
neil c's avatar
neil c

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4533)

It’s been a awesome experience and help that I have...

5
It’s been a awesome experience and help that I have received from clockwise Reviewed on: 15th April 2025

Easy to apply and stay on top of loans

5
Easy to apply and stay on top of loans Reviewed on: 15th April 2025

easy, and straightforward would highly recommend giv...

4
easy, and straightforward would highly recommend giving this a try rather than mainstream banks. Reviewed on: 15th April 2025

Great for needing emergency funds

5
The experience I have had has been excellent and has really helped me when struggling and can use my child benefit to payback my loan. Reviewed on: 15th April 2025

Always helpful and supportive.

5
The staff have always been very helpful and supportive. Any issues are dealt with promptly and I am very satisfied with their services. Reviewed on: 15th April 2025

Excellent service fast response excellent customer s...

5
Excellent service fast response excellent customer service Reviewed on: 15th April 2025

Very good and the fact u can top up is...

5
Very good and the fact u can top up is very handy Reviewed on: 15th April 2025

Got a loan a while ago, very simple to apply.

5
Got a loan a while ago, very simple to apply. Staff were friendly and I also have a savings account too. Loan is at a good rate and taken from my child benefit weekly.. I’m able to top up the loan if I wish once I pay so much back, I’m also managing to save the remaining child benefit in a savings account so that’s building up too so it’s good all round. The app is easy to use and to log on to to be able to track everything in one place just like a normal bank so it’s great. Reviewed on: 15th April 2025

Great Service and customer care.

5
Great Service and customer care. Truly care about their clients Reviewed on: 15th April 2025

Clockwise have always been there for me when I nee...

5
Clockwise have always been there for me when I needed them life savers. Reviewed on: 15th April 2025

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