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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.89
Based on 3,391 reviews, last reviewed 2nd May 2026
43600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Amazing service no issues need a loan and was aproved quickly Reviewed on: 2nd May 2026
Iain 's avatar
Iain

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3391)

The fairest of them all!

5
Had an amazing experience organising a small loan for an emergency expense, applying was easy and staff communicated what they needed from me very simply. Interest rates are the best I have ever seen! Reviewed on: 30th May 2023
Shan's avatar
Shan

Amazing

5
Always there to help me when I need it. Reviewed on: 30th May 2023
Emma Whalley's avatar
Emma Whalley

Room for improvement

2
I joined NCU when I was in need of a quick debt consolidation loan. My credit rating was poor but NCU said that wouldn’t matter. I joined, got my loan, paid off debt etc. I stayed with them for ages and then went for another loan with a similar credit rating and they say because my rating is low they wouldn’t loan! They’ve seen I’ve made regular payments and never missed one etc so why the change of heart?? Helpful the first time.. not the second :-( poor for a long standing customer Reviewed on: 30th May 2023
Michelle Biston's avatar
Michelle Biston

Efficient, beneficial credit Union

5
Lovely, friendly staff always happy to help. Simple process for application and set up, helpful continuous contact with a great option to save some money as you pay back your loan. Reviewed on: 30th May 2023
Tyra's avatar
Tyra

Top company notts & Lincs credit union

5
Moved into my new home and was helped by these guys to furnish it I would recommend them to anyone who needs a quick fix for a loan cheapest rates out there thanks again you guys Reviewed on: 30th May 2023
Lee wilson's avatar
Lee wilson

Very helpful at time of great need

4
We were having trouble even getting a look in with other providers so the CU were a real lifesaver as I needed a car for work. The process was smooth and pain free and i was treated with dignity. Thanks guys! Reviewed on: 30th May 2023
Jvj's avatar
Jvj

Excellent, professional and expert services

5
I have had three loans so far and I have always dealt with them application etc online. All questions are answered straight away in a polite manner, no question seems to be stupid and I have never felt daft. The process is straightforward and ethical. I would absolutely recommend. Reviewed on: 30th May 2023
Gary Steel's avatar
Gary Steel

Simple loans

5
As a widowed parent of a young family, I sometimes struggled to meet the needs of my children. One year I needed some help to buy presents for my kids, I got a loan with credit union and it was so easy to pay off without exorbitant interest rates. I now have a small savings account with them. Reviewed on: 30th May 2023
Amanda Kaye's avatar
Amanda Kaye

Fast and affordable

5
Easy to use, they are quick to respond. They also gave me and easy and affordable payback plan Reviewed on: 30th May 2023
Caitlin Holmes's avatar
Caitlin Holmes

Amazing Company

5
Absolutely amazing company if I've never needed any help they are there ready to help. Would recommend to anyone. Reviewed on: 30th May 2023
AlexC94's avatar
AlexC94

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