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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,541 reviews, last reviewed 13th Jul 2026
1423% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to use Great customer service and easy to use, really helped me when I needed it the most it was so simple to apply and get a loan Reviewed on: 13th July 2026
Esme 's avatar
Esme

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4542)

Great Service and Fast

5
Friendly show understanding of my needs and very helpful. Excellent service and so quick. Reviewed on: 21st April 2024

I have had several loans....

5
I have had several loans over the years and find the process straight forward and easy to use. If I had the need to speak to someone, the staff were very helpful and the process of applying to getting the decision was very quick, and the money was put straight into your bank account,no hassle at all. Reviewed on: 21st April 2024

Great service

5
They are a great bunch of people try to help you as much as possible I've had a few loans now and it's so quick and easy to do money is in your bank account in a few hours or next day Reviewed on: 20th April 2024

I have been a customer of ncu for many years now, I...

5
I have been a customer of ncu for many years now, I always have friendly chats with the staff,always helpful and any online transactions I have done have been easy and fault free :) Reviewed on: 20th April 2024

Amazing service, helpful staff and services.

5
Amazing service, helpful staff and services. Highly recommend Reviewed on: 20th April 2024

Brilliant very helpful always there to help there cu...

5
Brilliant very helpful always there to help there customers Reviewed on: 20th April 2024

They claimed to take my payment from my salary, on t...

1
They claimed to take my payment from my salary, on time every month without the need for manual payments. This was incorrect, I was unfairly charged extra interest due to them applying my payment considerably late. I had to complain three times to rectify the issue, and in the end was only refunded for 2/3 of the charges. Reviewed on: 20th April 2024

I have never had a problem with getting a loan I hav...

5
I have never had a problem with getting a loan I have had poor credit in the past but they have always given me a loan Reviewed on: 20th April 2024

No longer have to visit office, everything done onli...

5
No longer have to visit office, everything done online in your own comfort. Reviewed on: 20th April 2024

Been a member for many years.

5
Been a member for many years, always feel looked after Reviewed on: 20th April 2024

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