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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,551 reviews, last reviewed 14th Jul 2026
752% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It easy to get advice and help. It easy to get advice and help. Less hustle compared with other loan lenders. Reviewed on: 14th July 2026
Ally A's avatar
Ally A

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4551)

I have been with NCU for over 15 yrs now and NLCU fo...

5
I have been with NCU for over 15 yrs now and NLCU for the last few yrs since they emerged together. I have been taking loans out and with great interest rates. Never a problem to apply and always make you feel comfortable while chatting and filling forms out. Very helpful. Great team work. Reviewed on: 20th March 2024

Always good value for money.

5
Always good value for money. Understanding and excepting . Great costumer service and lovely products on offer. Especially at Christmas. Don’t know what i would do without them sometimes. Reviewed on: 20th March 2024

Excellent

5
Very good experience Reviewed on: 20th March 2024

My experience with Notts and Lincs Credit Union is g...

5
My experience with Notts and Lincs Credit Union is great they are very good in intense of lone. Reviewed on: 20th March 2024

I love using credit union there very polite and help...

5
I love using credit union there very polite and helpful Reviewed on: 20th March 2024

I’ve been a member for a long time and never been le...

5
I’ve been a member for a long time and never been let down Reviewed on: 20th March 2024

very easy to deal with.

5
very easy to deal with. they give u chance even with a bad credit record. Reviewed on: 20th March 2024

Customer service

5
Very good customer service. Very helpful Reviewed on: 20th March 2024

I had an amazing experience with them and they were...

5
I had an amazing experience with them and they were so helpful at the time of my need without any hassle. Reviewed on: 20th March 2024

Good process and savings bonus

5
I applied for a loan and was offered a loan with a good savings bonus alongside it. The interest rate was low and the loan application procedure was quick and easy. Reviewed on: 20th March 2024

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