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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Totally Recommend

5
Notts and Lincs Credit union have to be one of the best financial institutions out there. Their professionalism and care for their customers should be the standard for every business. Reviewed on: 21st July 2023

Great company

5
For the people by the people , real friendly and helpful, got a loan to help me out with low rates very grateful and satisfied. Would and have recommended this company . Reviewed on: 20th July 2023

Loans and credit score

5
I’ve been with credit union around 5-6 years first of all they loaned me money to consolidate my debts. Which I successfully managed to do. it appealed to me because I had a really poor credit score and they still loaned it me understanding my circumstances which in turn over the next few years improved my credit score massively I now have the best credit score I’ve ever had and it’s thanks to them for advising me well of how to improve it. I especially want to thank Marie from Mansfield branch has her customer service and advice are second to none! Reviewed on: 20th July 2023

Loans to fit you

5
Loans are reasonably easy to get with good pay back system to fit each person. Reviewed on: 19th July 2023

Best Company in UK

5
I would recommend and have to many people NLCU by far head and shoulders above the rest for all products. Give it a try go on there website see for yourself you won’t be disappointed. Reviewed on: 19th July 2023

Smashing

5
pretty good customer support and willing to go the extra mile i can't thank notts/linc enough for the help have received for the loan and help paying this with the cost of living. Reviewed on: 18th July 2023

So helpful and stress free

5
Stress free loan application. Really helped when needed Reviewed on: 18th July 2023

Fair rates on small loans

5
They provided small loans under the value that banks will lend. Reviewed on: 18th July 2023

great

5
great rate of loans and helpfull service Reviewed on: 18th July 2023

They listen!!

5
They listen and understand your situation and do their best to sort things out by giving advice on what you need. Reviewed on: 17th July 2023

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