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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fast and efficient

5
A lot of great support. Was quick and easy to sign up with easy information to follow. Great customer support too Reviewed on: 3rd July 2023

I think there interest rates are affordable!

5
This company has always helped me out by lending affordably to me it’s also helped to improve my credit score. I now have the best credit score I ever had! Reviewed on: 2nd July 2023

Brilliant

5
Excellent service and very affordable payment rates Reviewed on: 2nd July 2023

Best loans

5
Excellent loans and interest rate is fair and money quickly to your account Reviewed on: 1st July 2023

Very easy to navigate

5
Very helpful and the process is straight forward Reviewed on: 30th June 2023

Amazing help loads

5
Love credit union! They’ve helped me so many time especially when my washer broke. I’ll forever be great full :) Reviewed on: 30th June 2023

Extremely helpful

5
Very helpful dont judge always offer great advice. Very good loan deals and i love the fact they help you save. Reviewed on: 30th June 2023

Friendly easy to apply

5
I was declined some where else but went to this company and was approved this helped me get a new sofa and other bits for my flat I recommend them to anyone and a thank you to this company Reviewed on: 30th June 2023

Helpful and friendly service

3
Always there to help, great customer service in person or on the phone. Affordable repayments, always recommend even good if u want to build your savings little by little. Reviewed on: 29th June 2023

Supportive

5
Staff were very supportive in helping me to get set up. I love that I can pay through my employer so it’s deducted through my wage slip. It’s convenient. I like that I am saving alongside Reviewed on: 29th June 2023

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