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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fantastic company

5
These are an amazing company always helpful and understanding when you can’t meet the payments brilliant people very friendly too x Reviewed on: 6th July 2023

Since I joined over 10 years ago they have been there for me every step of the way

5
Such a lovely helpful understanding team of people that have been there for me through thick and thin. Thanking you all from the bottom of my heart Reviewed on: 6th July 2023

Very helpful and an easy process

5
Applied for a loan and however still awaiting a decision, the entire process has been very easy to do Reviewed on: 6th July 2023

Personal loans

5
Best rates on the street especially the of loan interests on the high Street. Reviewed on: 6th July 2023

Happy

5
Absolutely amazing very supportive Reviewed on: 5th July 2023

Great service with a handy savings attached to it!

5
Friendly staff, got my decision very quickly and as well as paying back my monthly amount they have set me up with a savings account so I have something to get back at the end! Reviewed on: 5th July 2023

Been a member since I was 18...now 32 and wouldn't use another place

5
Just the best! Best people! Best customer service! Very compassionate Reviewed on: 4th July 2023

Fair easy and informative

5
Always really easy to talk to fair prices and always make sure you have all the information to make a decision. Can't rate highly enough. Reviewed on: 4th July 2023

Very helpful

5
Always very helpful and informative, they help it make sense. Always very friendly Reviewed on: 4th July 2023

Amazing customer service

5
Applied for a loan and it was fast and was kept update. The staff is friendly and helpful when came to answering questions Reviewed on: 3rd July 2023

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