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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4121 reviews)

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4.80

Based on 4,121 reviews, last reviewed 12th Jun 2026

54450% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I have been a member for over 10 years. I have been a member for over 10 years. I have saved and borrowed over that time. My repayments are taken via BACs directly form my wages, which is re... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4121)

Amazing rates for customers

I think credit union are really helpful for me it’s helped build my credit score and been affordable to pay back with low intrest rates would highly recommend. Reviewed on: 30th May 2023

Real family help

This company really helped my and my family when I had nobody else also I'm saving at the same time , I get quick responses so not waiting long for a loan.also I know I won't get in dept as I pay alittle more incase my circumstances change my saving will help pay it off .fantastic Reviewed on: 30th May 2023

Fast and easy

The process was quick and easy and the staff on the phones are always will to help. Reviewed on: 30th May 2023

Saviour in times of need.

Their interest rate is low and they're reliable. Reviewed on: 30th May 2023

Loans

Iv been using credit union forany years and I Will continue to do so. The loans are affordable with your income and the interest rate is much lower then anywhere else. The forms are easy to fill in and the decision is made very quickly. I highly recommend credit union. Reviewed on: 30th May 2023

Amazing

Great experience very helpfull staff Reviewed on: 30th May 2023

Simply fantastic

Very helpful, kind and understanding. I was a single parent struggling to buy the essential items for a home after escaping an abusive ex and I was lent enough to buy those items & the interest was very low, easy to phone if any issues with my payments. They also put some money to the side to save out of my loan repayment so when I’d payed the loan back I had a nice bit of cash saved too. It’s a breath of fresh air to have a loan company lending to help and not to get stinking rich from interest. Reviewed on: 30th May 2023

Very quick and efficient process

They processed my application and dealt with all my queries well. They offer good loan deals Reviewed on: 30th May 2023

Friendly and helpful service

The team have always been extremely helpful and supportive, they do not keep you holding when calling and ensure the right support and guidance is offered on products Reviewed on: 30th May 2023

Helpful and amazing

Staff go out there way to help u and get ur loan to u ASAP so greatful to have this credit union on our side xxxxxx Reviewed on: 30th May 2023

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