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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Beyond amazing!

In prior years I got myself into trouble with loan sharks and payday loans. They made life so difficult I couldn't afford to put food on the table for my children. NCU help me clear debts and save at the same time. Honestly the best company I know of! I recommend them to anyone I hear in need of a little helping hand. They have helped me through some of my most difficult financial struggles. The staff are amazing and extremely kind and helpful. Soo glad I found this company when I did! Reviewed on: 11th July 2023

Amazing experience

I applied twice for loans and both times they have been very helpful and gave all the information I needed. What I appreciated the most was that they were very prompt and reliable. Reviewed on: 11th July 2023

Notts

Great service very fast replies Reviewed on: 11th July 2023

Excellent

Our affordable community loans with dignity no scary loan sharks Reviewed on: 11th July 2023

Ive already recommended to others

Both my sister and best friend applied for a loan through N&L credit union, the process was reasonably easy and straightforward and the funds were available quickly. The app is very simple to use too Reviewed on: 10th July 2023

Excellent union to deal with

Have loans with this union really quick application fast decision, repayments fair and interest not extortionate really a good way to build my credit rating where other companies don't want to help, will always deal with this union for my loan needs Reviewed on: 9th July 2023

Amazing customer service

Had a couple of loans now and my work means I can repay through my wages which is perfect to ensure payment each month. Someone made a mistake the last time I applied which meant I was declined and when I called to query it was sorted immediately and loan agreed. Thank you Reviewed on: 9th July 2023

Quick, simple and understanding

Everyone I’ve spoken to throughout the process was a great conversationalist. Friendly, straight to the point on the process and understood everything needed. Great team. Reviewed on: 8th July 2023

Christmas loan

I borrowed a loan of £500 for Christmas and the process was very easy and straightforward. Reviewed on: 8th July 2023

Absolutely amazing

The staff at Notts and Lincs credit union are simply the best They are very professional but also very approachable You never feel judged or awkward the staff are so very understanding The loan process is ultra fast I would definitely recommend Reviewed on: 8th July 2023

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