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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fast , pain free & manageable

Since getting a loan a few years ago, I’ve never had to worry about Christmas! I paid off the loan along side savour money for next Christmas- I would never go with another company from now on. Reviewed on: 24th June 2023

easy loan and low interest

easy to get a loan, i got one for emergency car repairs, i got the money in my account quickly, and no hassle Reviewed on: 24th June 2023

Not oriented to the needs of Local communities.

Have found them to be unaccommodating and unyielding especially when it comes to their credit products including a loan. Reviewed on: 24th June 2023

Best deal

The best affordable loan application is quick and low costs interest. Reviewed on: 24th June 2023

Essential Support

I've been a member of the Credit Union around £20 years and it has been an essential financial support, for saving easily and borrowing when I need something more expensive. I have saved a small amounts weekly so small I forget about it and have a pleasant surprise when I check in some time later. The loans are easy to apply for, and the staff are very helpful and friendly. I am very grateful that the Credit Union is there, thanks to the many volunteers who make it accesible. Reviewed on: 23rd June 2023

Great to consolidate debts

I had a few credit cards and loans where i was just paying interest. So Credit Union did a debt consolidation loan for me. The payments were less each month and I was actually paying less. It's definitely worth talking to a member of staff to see if they could save you money as well. Reviewed on: 23rd June 2023

I would recommend

I would recommend credit union. They gave me the support when I needed it the most. Reviewed on: 23rd June 2023

Always super helpful and fast

I’ve had a few credit union loans over the years and they are always extremely helpful & fast and keep you updated during the process Reviewed on: 23rd June 2023

Excellent service

Although I was decline I understood why & it made me look at my finances. Very professional service. Reviewed on: 23rd June 2023

Great service

Overall a great company and very understandable. Even getting a loan out they’ve helped me to save too Reviewed on: 23rd June 2023

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