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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Excellent service

5
Always very polite when dealing with the lincolnshire staff and they supported my mother on many occasions guiding her through the process with kind polite gentle words. Reviewed on: 23rd June 2023
Carolinef's avatar
Carolinef

Every time I need they help

5
I’m with u guys few years and all I can saying is tenten company. Highly recommend to everyone in need. Reviewed on: 23rd June 2023
Patrick Radomsky's avatar
Patrick Radomsky

Life saver

5
When things come up and you don't have the money you can always rely on these Reviewed on: 23rd June 2023
Tara Fryer's avatar
Tara Fryer

easy to apply

5
it was very easy to apply for the loan Reviewed on: 23rd June 2023
storm CROW's avatar
storm CROW

Life changing service

5
I was recommended the CU by a friend who’d been a long standing member at a time where, facing imminent homelessness, I was having trouble raising the funds to move house from traditional lenders, despite being full time self employed. Sceptical of my chances of success I nevertheless applied for and subsequently received a loan from the CU, who understood my circumstances and worked with me to come to a loan arrangement that suited me. Brilliant staff, speedy service, fair terms, and a trusting approach from Notts & Lincs CU made the difference to me at a crucial time. If only all financial providers were as good as this! I have been recommending them to friends and colleagues ever since. Reviewed on: 23rd June 2023
Fred's avatar
Fred

Excellent service

5
Excellent service no stress and hassle free Reviewed on: 23rd June 2023
Ian Hart 's avatar
Ian Hart

A blessing

5
I think credit union is amazing for family’s that are struggling and have no other places to turn to they have helped me when I needed help always they do there very best for people I think they are great I appreciate how must they care and try and support everyone Reviewed on: 23rd June 2023
Dana Brealey's avatar
Dana Brealey

All I needed

5
Easy to use and a good all round service Reviewed on: 23rd June 2023
Kevin Gillon's avatar
Kevin Gillon

Best credit union

5
Joined NLCU and applied for a loan. Got approved hassle free and funds in my account within hours. Also appied for topup loan months later and was approved. Again hassle free Reviewed on: 23rd June 2023
Mariama Jallow's avatar
Mariama Jallow

People friendly

5
Since joining the credit union, it has helped me in many ways. I was able to get loans at reasonable rates and there was no pressure. Staff is friendly and helpful, and I love that there is a app so I don't need to physically go into branch Reviewed on: 23rd June 2023
Verena Green-Ellis 's avatar
Verena Green-Ellis

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