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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Great company

5
This company are great to work with..the staff are so friendly and nothings to much trouble..they helped me and delt with me very curiously and politely and made my who experience a memorable one…highly recommend Reviewed on: 23rd June 2023
Gareth Pitman's avatar
Gareth Pitman

Very direct and easy

5
I applied when I was in some really dire financial straits. The team member I worked with was very clear with what was required and worked very fast paced in getting things done for me as soon as possible. Whenever I had queries, I got swift, quick responses. I highly recommend using their service. Easy to use and painless. Reviewed on: 23rd June 2023
Peter Bickmore's avatar
Peter Bickmore

Loan applications

4
No complications, very clear and straight forward. Very accommodating, the staff members are very helpful. Reviewed on: 23rd June 2023
Grace Kamau 's avatar
Grace Kamau

Help friendly and realistic

5
I have been banking with the Nottingham credit union for many years and they have always been supportive but realistic when loaning money. I like the pledge savings aspect as it means that I am saving money as well as paying off my loan. Reviewed on: 23rd June 2023
elspeth Sneddon's avatar
elspeth Sneddon

Excellent service

5
I was allowed to borrow £800 on my first loan and it was really simple and I got a quick reply, setting up the payment was also easy. My family all use this credit union and all also highly recommend. Reviewed on: 23rd June 2023
Mathew aitken (Matyman)'s avatar
Mathew aitken (Matyman)

Loans

5
Always willing to help Good rates to Reviewed on: 23rd June 2023
giggs56@hotmail.co.uk's avatar
[email protected]

Loan application

5
Let you know when you can reapply Ring you to check you still ok on your repayments,discuss thing with you if not Always pleasant and friendly and helpful on phone Reviewed on: 23rd June 2023
Credit union's avatar
Credit union

Affordable loans

5
I've had no worries, always helpful, easy to talk to and great loan repayment scheme. Reviewed on: 23rd June 2023
Alan stead's avatar
Alan stead

The best rate

5
I was looking for a loan and when I was looking for that I found the Notts and for my surprise was the best rate. Reviewed on: 23rd June 2023
Milton Ribeiro's avatar
Milton Ribeiro

Loans

5
Had a little bit of delay to complere my application. I called customer service who were very helpful and advised me on the situation. The funds were released within 24 hours. I would most definitely recommend Reviewed on: 23rd June 2023
Zoe's avatar
Zoe

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