Write a review

Newsletter

Go to business site

Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4120 reviews)

View other Clockwise Credit Union products

4.80

Based on 4,120 reviews, last reviewed 12th Jun 2026

54400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Ok sometimes slow to reply, but generally good and d... Ok sometimes slow to reply, but generally good and dealing with my enquiries. I have always been helped and offered alternatives if needed. Reviewed on: 12th June 2026

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026

Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Clockwise Credit Union Personal loans reviews (4120)

Consistently there for me.

I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023

Loans for the people

They never turn you down, other loan places are rude Reviewed on: 30th May 2023

Simple process & funds available quick

The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023

Fair and reasonable

Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023

Fantastic service

Having a less than an average credit score meant getting a loan difficult but credit union made it easy and we’re so understanding. It helps my work place is in the scheme so the repayment goes out of my wages each month and I don’t have to worry Reviewed on: 30th May 2023

Excellent Credit Union

Very considerate people and they work with people at heart.. I visited Nottingham branch and the service was fast and fabulous. I came out smiling Reviewed on: 30th May 2023

Friendly quick helpful

Amazing took me on despite not perfect credit . Took my earnings into consideration and the payments monthly are reasonable Reviewed on: 30th May 2023

Very highly recommended excellent service

Iv been with credit union a number of year's now never ad a problem well respected and down to earth. The customer services are second to none. Reviewed on: 30th May 2023

Great service.

Great service always helpful, thanks for everything you've done to help people in need. Reviewed on: 30th May 2023

Amazing

They helped me out when I needed it the most, very fast and efficient always kepted in touch or was there when I needed them on the phone Reviewed on: 30th May 2023

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Tandem 4.33 from 8 reviews
Loans
from Koyo 4.11 from 2 reviews
Personal loan
from thisbank (formerly JN Bank) 4.94 from 700 reviews

Want to see more from Clockwise Credit Union?

Savings
from Clockwise Credit Union 4.74 from 1925 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub