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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,120 reviews, last reviewed 12th Jun 2026
54400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Ok sometimes slow to reply, but generally good and d... Ok sometimes slow to reply, but generally good and dealing with my enquiries. I have always been helped and offered alternatives if needed. Reviewed on: 12th June 2026
Mrs s's avatar
Mrs s

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026
Rebecca B's avatar
Rebecca B

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4120)

Easy application and low interest rates

5
I have used CU since 2016 and would recommend to anybody looking for a loan or a savings account. I also like that each monthly payment I make, saves a small amount into my savings account. Reviewed on: 30th May 2023

Easy to use

5
It’s so easy to use and to understand plus the staff are so helpful if you are in any trouble Reviewed on: 30th May 2023

Fantastic!

5
They have always helped me when I've needed it and make me feel at ease during the whole process. You never feel judged and they are always willing to chat through your options before agreeing to anything. Would definitely recommend to my family and friends Reviewed on: 30th May 2023

Fantastic!

5
Can’t say enough about the guys at Notts credit union.ALWAYS helpful,patient and understanding of individual circumstances.it’s nice to feel you have that safety net when money is tight. Reviewed on: 30th May 2023

Highly recommended

5
Been extremely helpful, would definitely recommend Reviewed on: 30th May 2023

Very good company

5
Very good company and excellent service Reviewed on: 30th May 2023

Helpful

5
Loans according to affordability Reviewed on: 30th May 2023

Understanding

5
I have a poor credit score. But Notts and Lincs credit union gave me a loan after putting their trust in me to pay the loan back. I have made every payment on time and in full to as it should be. Thank you credit union, you were there for me when I needed you. Reviewed on: 30th May 2023

Loans

5
Great company very pleasant staff and very helpful nothing to much trouble..what they said they would do they did..very impressive company and definitely be using them again Reviewed on: 30th May 2023

The fairest of them all!

5
Had an amazing experience organising a small loan for an emergency expense, applying was easy and staff communicated what they needed from me very simply. Interest rates are the best I have ever seen! Reviewed on: 30th May 2023

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