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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Looking for fast loan

5
I needed a fast loan and Notts and Linncs credit union help me in less than 2 days with a solution to my problem. Reviewed on: 1st June 2023

always there

5
Amazing people and services x quick,efficent, friendly all in all amazing Reviewed on: 1st June 2023

Excellent loan service with low interest

5
I have been with the credit union since 2010 and have used them to get a loan a few times. The time it takes for them to approve a loan and money to land in the bank is very quick and if you ever have any problems then they are there to listen. I would highly recommend using a credit union. Reviewed on: 1st June 2023

Brilliant service

5
Been with credit union in Nottingham for years, had quite a few loans and also a savings account, love the fact that the interest rates are really low and they also set up a Christmas savings account and a loan savings account for you, this also helps you save while paying back your loan. Brilliant customer service, any problems ate solved the same day. I would highly recommend this company to anyone Reviewed on: 1st June 2023

My number 1 recommended place to get a loan

5
The repayments rates are fair and they are considerate when you have late, or other repayment issues. Reviewed on: 1st June 2023

Caring

5
When I applied for a loan the lady on the phone really helped me plan repayments. She said to be careful of how long to take it over as she did not want me paying too much interest and they take some of it and put it into a savings account which I can't touch until loan repaid. Thank you so much. Reviewed on: 1st June 2023

Affordable loan interest

5
Very reasonable and affordable interest when you took a loan with nottingham credit union I highly recommend it to anyone Reviewed on: 1st June 2023

Excellent customer service

5
Securing a loan from this credit union was a remarkably streamlined process. The customer service was outstanding, promptly stepping up whenever I needed assistance. The app they provide facilitated my communication with them, impressing me with its swift and efficient response times. Reviewed on: 1st June 2023

Short term loan

5
Excellent service, quick to respond in time of need Reviewed on: 1st June 2023

The best affordable loan company

5
Nottingham credit union is a great help for us, the low income earners, as it provides us with the best reasonable loans that we can afford. The process is easy, and you get a decision in no time. I have recommended it to friends and family members and will continue to do so. The staff are very helpful, easy to talk to,and understanding. Reviewed on: 1st June 2023

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