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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Very reliable company

5
This company is very helpful to their members. Reviewed on: 1st June 2023

Absolutely amazing company

5
I needed a loan to help me with some bits I needed to purchase other loan companies wanted a high interest rate that was unaffordable credit union pulled through gave me the loan I was asking for and the customer service was exceptional. I will not use any other company now for a loan i will always stick with these guys. Highly recommended thankyou credit union Reviewed on: 1st June 2023

Definitely the best loan company u could get

5
Since being with credit union I would never go with anyone eles they are the best loan company u could ever go with they work around what u can afford to pay back and don’t take a lot at all they are amazing I highly recommend them they also let I do a savings a account so u can put so much in there as well from your loan every time u get one out could be as small as 1.00 pound to your saving but it really helps Reviewed on: 1st June 2023

Very reliable and efficient

5
I have being with the Credit Union for more than 10 years and have no complaints whatsoever about the Staff and services. They have the best interests rate and look after their customers. Simply amazing! Reviewed on: 1st June 2023

Trusted/ fairly loans

5
Affordable and decent interest loan's very pleased with the deals I've got 2th in a row, really got me out of a tough spot. Reviewed on: 1st June 2023

Help to pay deposit on a new rental

5
Help me to get out of a hostile house and harassment from my landlord where I was assaulted by the landlord so I highly recommend this company Reviewed on: 1st June 2023

Best lender

5
Credit union has saved the day for me many times now, they really do want to help and gives you the helping hand needed to make dreams and careers a reality! They care and will do whatever they can to help out in times of need, can't thank them enough! Reviewed on: 31st May 2023

Lovely amazing humans who understand

5
They have been great with me. No judgment. No stress when applying. Talk to you with dignity, care and respect Reviewed on: 31st May 2023

Very affordable

5
Customer service was great. We have struggled with money few years ago. And they have helped to found most affordable option for us. Very happy. Thank you. Reviewed on: 31st May 2023

Review

5
Excellent service good customer experience Reviewed on: 31st May 2023

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