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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Simply brilliant!

No fuss, great advice and guidence on the right solution to my debt problem. Awsome communication particularly when my card went out of date, an immediate contact to ensure I didn't fall behind on payments. Add to this staff that made the process easy to understand with a non judgemental approach to the whole process. All this brings me full circle to my title, simply brilliant. Reviewed on: 31st May 2023

NNCU - easy and useful loans when I've needed them.

I have twice used NNCU for small loans, and the process has been quick and easy. When I joined my credit score was not the healthiest and have been able to improve my credit history - NNCU have certainly helped. I've recently got the app which makes managing everything super easy. Reviewed on: 31st May 2023

Amazing company

Amazing company, easily paid back and helped me with whatever questions I asked. An amazing way to get money and build your credit score up with less monthly repayments Reviewed on: 31st May 2023

Practically

Easy and very simple with good communication Reviewed on: 31st May 2023

A life saver in times of need

Always reliable, affordable and trustworthy. The credit union has helped me in my times of need; family holidays, new car; Christmas shopping and everything else in between! Amazing work Reviewed on: 31st May 2023

Fast loans

Fast friendly and happy to help the staff are very polite. Reviewed on: 31st May 2023

Found rates and repayments very good & manageable

was quick i making decision with very good interest rates Reviewed on: 31st May 2023

Great loan plans

The loan I took out barely had an impact on my life throughout repayments Reviewed on: 31st May 2023

Best Lender

This Credit union has always helped me gain a loan when I have needed it. They are thoughtful, patient and sympathetic. Reviewed on: 31st May 2023

Great company

Brilliant! I was struggling to find the extra money needed for a new car after mine was stolen. I needed my car for work, so it was imperative. Notts and Lincs Credit Union was by far my cheapest choice, and it was sorted fast and had no hassle. I have paid off my loan now and have a car that is paid for and belongs to me! Thanks so much Reviewed on: 31st May 2023

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