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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4311 reviews)

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4.79

Based on 4,257 reviews, last reviewed 25th Jun 2026

60500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have had a great experience with clockwise and the... I have had a great experience with clockwise and the staff are very friendly and helpful Reviewed on: 25th June 2026

Latest lowest rating:

2

Ive had 2 loans and never missed a single payment ov... Ive had 2 loans and never missed a single payment over 5 years and all fully paid. Then because of a personal crisis I applied again and turned down w... Read more Reviewed on: 23rd June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4311)

Best credit union

Super helpful, good customer service, low APR on loans. Highly recommend Reviewed on: 30th May 2023

Consistently there for me.

I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023

Loans for the people

They never turn you down, other loan places are rude Reviewed on: 30th May 2023

Simple process & funds available quick

The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023

Fair and reasonable

Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023

Fantastic service

Having a less than an average credit score meant getting a loan difficult but credit union made it easy and we’re so understanding. It helps my work place is in the scheme so the repayment goes out of my wages each month and I don’t have to worry Reviewed on: 30th May 2023

Excellent Credit Union

Very considerate people and they work with people at heart.. I visited Nottingham branch and the service was fast and fabulous. I came out smiling Reviewed on: 30th May 2023

Friendly quick helpful

Amazing took me on despite not perfect credit . Took my earnings into consideration and the payments monthly are reasonable Reviewed on: 30th May 2023

Very highly recommended excellent service

Iv been with credit union a number of year's now never ad a problem well respected and down to earth. The customer services are second to none. Reviewed on: 30th May 2023

Great service.

Great service always helpful, thanks for everything you've done to help people in need. Reviewed on: 30th May 2023

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