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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Tailored finance to suit your needs

5
This allows financial freedom in a period of uncertainty. Fixed rates which also allows you to save, this service is commendable and consistent. Reviewed on: 30th May 2023

Fantastic service all round

5
I had an fantastic service from applying for my loan right till receiving it,top communication,and polite and helpful staff thank you Reviewed on: 30th May 2023

Understanding & Helpful

5
Notts and Lincs credit union have been very helpful and supportive with my loan and repayment plan. They are understanding when circumstances change and can't support enough. Reviewed on: 30th May 2023

Easy

5
Easy to understand website helpful people and great way to save and borrow Reviewed on: 30th May 2023

Absolutely brilliant

5
Consider every application and speedy process Reviewed on: 30th May 2023

Notts and lincoln credit union is simple the best credit union in the UK Yes I said it friendly and helpful staff they work with the customer to find the best solution always there when I need a helping hand pay untime and you will have a friend forever

5
friendly there when i need them I would strongly recommend them to anyone who need a good credit union low rate yes overall simply the best Reviewed on: 30th May 2023

They're great

5
I have found them easy to use, easy to contact when I was in need, trustworthy and safe to use. I have recommended them to 4 of my friends. For me they are the best. Reviewed on: 30th May 2023

Amazing

5
Notts and lincs credit union are amazing I couldn't think of a better way to lend money and save at the same time. Reviewed on: 30th May 2023

Very helpful and quick

5
Very quick and efficient when paying money out and so helpful and understanding . Reviewed on: 30th May 2023

Best providers

5
Amazing, friendly professional lenders. Never judge and very helpful. Reviewed on: 30th May 2023

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