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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Good service

5
Quick and convenient method of lending with added incentive of savings while repaying Reviewed on: 30th May 2023

Absolute life saver

5
This place has come in handy twice for me now to be able to re-decorate certain parts of my home as well as pledging savings st the same time. Its quick simple and easy to use. Amazing Reviewed on: 30th May 2023

Top notch

5
Easy and simple process. Reviewed on: 30th May 2023

Brilliant and fast

5
Excellent customer service. Kept up to date the whole way through Reviewed on: 30th May 2023

Most understanding

5
Very understanding, quick and reliable. Has not changed interest rates in a cost of living crisis and accessible to all. Reviewed on: 30th May 2023

Fantastic loan service!

5
Prompt and friendly service with great interest rates! Reviewed on: 30th May 2023

Easy to apply

5
Very quick and easy to apply and be approve Reviewed on: 30th May 2023

Brilliant always here to help and try there best all time

5
Whenever you need help they always try their best to help with anything. Always get through when calling longest you wait is 2-3mins. Brilliant service Reviewed on: 30th May 2023

Loan's

5
I've had a couple of loans with Credit Union. They have been very helpful with the application form, with any questions I have had about it in the past. Reviewed on: 30th May 2023

Excellent

5
It’s really easy to apply, they’re very helpful and easy to pay back with the right payment that suits your needs. Never had an isssue with Notts & Linc. I’ve always managed to pay my loan back stress free. Thankyou! Reviewed on: 30th May 2023

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