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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Best credit union in Notts

5
I have been a member of this credit union for a year now and I'm impressed with the level of customer service they provide. The staff is friendly, knowledgeable, and always eager to help. The rates are also very competitive and I appreciate the convenience of their online banking platform. Overall, I highly recommend this credit union to anyone in the area looking for a reliable financial institution." Reviewed on: 30th May 2023

Great loan

5
I could t get a loan from anywhere else and credit union did a loan for me to help with costs bring a single mum and struggling in this time of financial crisis. So thank you and would definitely recommend my credit union! Reviewed on: 30th May 2023

Giving me a chance

5
NLCU have been absolutely amazing. Both when I've visited the hard working volunteers in the shop, over the the phone and online. What they do is fantastic. I will forever recommend NLCU to anyone and everyone who needs the help! Reviewed on: 30th May 2023

Loan

5
They were very considerate and never made me feel self conscious about my finances. The process was easy and quick to get approval. It made a difficult time less stressful and the staff were lovely too Reviewed on: 30th May 2023

great!

5
they help you when you need it, effordable to pay back even when you’ve had a fall back on a payment they are very understandable in your situation I recommend union credit to anybody I know very nice people, thankyou for accepting me with a loan and giving people a chance with low credit rating Reviewed on: 30th May 2023

Very good

5
Very good loan company highly recommend Reviewed on: 30th May 2023

Friendly and Reliable Service

5
The service has been excellent, they have always been friendly and reliable. Resolving any issues quickly and efficiently. Reviewed on: 30th May 2023

amazing helpful reliable

5
Help me in time of need and staff are brilliant Reviewed on: 30th May 2023

Fantastic Service

5
They couldnt be any more helpful and made a slightly embarrassing situation feel very normal, i just can't thank them enough. Reviewed on: 30th May 2023

Always helpful

5
This credit union has been a massive help for me and my family in times of financial distress and I cannot recommend them enough! They have bent the rules for saving pots to be withdrawn from when I fled domestic abuse and short on funds. Amazing staff have always been polite and sorted my queries quickly. Reviewed on: 30th May 2023

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