Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

It’s good and help me with my holiday plan for my bi...

4
It’s good and help me with my holiday plan for my birthday Reviewed on: 5th July 2025

Always super fast and very kind, great experience

5
Always super fast and very kind, great experience Reviewed on: 5th July 2025

Always been helpful and very polite when calling up,...

5
Always been helpful and very polite when calling up, always help when needing a loan I would recommend if anyone is needing one also know a few people that have account with clockwise Reviewed on: 5th July 2025

Very quick and easy

5
Very quick and easy, staff very helpful Reviewed on: 5th July 2025

Always polite staff and always there to help

5
Always polite staff and always there to help Reviewed on: 5th July 2025

There help me out loads for Christmas and birthday h...

5
There help me out loads for Christmas and birthday holiday for the kids help me set up my new house Reviewed on: 5th July 2025

Best discovery

5
Fast, excellent service, excellent rates and my saving grace with those last minute emergencies. Love ME some Clockwise Reviewed on: 5th July 2025

Clockwise has always provided me with peace of mind .

5
Clockwise has always provided me with peace of mind . I can budget and save throughout the year knowing IF something unexpected pops up I can turn to clockwise for an afford hassle free loan . Paying straight from my wages or child benefit Reviewed on: 5th July 2025

Absolutely fantastic experience over the past 2 year...

5
Absolutely fantastic experience over the past 2 years with credit union. Staff are wonderful so helpful Reviewed on: 5th July 2025

Good and easy to use quick response

5
Good and easy to use quick response Reviewed on: 5th July 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products