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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Good experience

5
Good experience got back to me very quickly and helpful Reviewed on: 6th July 2025

Building financial security with clockwise!

5
I had to flee domestic violence and I met a support worker that changed my life. She was the one that recommended clockwise to get an affordable loan, she has used them personally and explained she wouldn’t have been able to finish her studies without the company. I really like clockwise credit union, it fees trustworthy, community focused and fair. They make saving and borrowing simple and affordable without the pressure or frustration you sometimes feel from banks. The staff are always friendly and helpful, take the time to listen and explain things clearly which makes me feel valued as a member. The union puts its people first and it’s not just focused on profit. They do truly help. Thank you so much for empowering me in my new life! Highly recommend. Reviewed on: 6th July 2025

Not had a problem with them since I joined

3
Not had a problem with them since I joined Reviewed on: 6th July 2025

Clockwise

5
Clockwise is a brilliant loan great customer service Reviewed on: 6th July 2025

I have been getting loans from Clockwise for a few y...

5
I have been getting loans from Clockwise for a few years now. Very affordable and quick. The loans have seen me through very tough times and I will forever be grateful. Reviewed on: 6th July 2025

Exceptional customer service

5
Very helpful and quick to get through to customer service. The app is also easy to navigate around. Reviewed on: 6th July 2025

Brilliant when you become stuck for a loan.

5
Brilliant when you become stuck for a loan. Reviewed on: 6th July 2025

Very good customer care.

5
Very good customer care. Always helpful out customers in need Reviewed on: 6th July 2025

Great experience start to finish!

5
Great experience start to finish! Reviewed on: 5th July 2025

Clockwise credit union really good helping costumer...

5
Clockwise credit union really good helping costumer service Reviewed on: 5th July 2025

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