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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

I have always had good experiences with clockwise

5
I have always had good experiences with clockwise Reviewed on: 6th July 2025

Good experience been with them for years

3
Good enough been with Clockwise’s for over 15years Reviewed on: 6th July 2025

It’s a great help out, really has help when I’ve bee...

5
It’s a great help out, really has help when I’ve been in a struggling place Reviewed on: 6th July 2025

Over the years I have had multiple loans with clockw...

5
Over the years I have had multiple loans with clockwise.There customer service is good and loan interest rates excellent. Reviewed on: 6th July 2025

What a great people working there !

5
What a great people working there !!! customer service on a very high level !! Great communication, amazing and helpful people Reviewed on: 6th July 2025

Never had a problem with clockwise, always been help...

5
Never had a problem with clockwise, always been helpful when needed to speak to an advisor Reviewed on: 6th July 2025

Great for loans when needed quick and easy to apply...

5
Great for loans when needed quick and easy to apply with easy access to money when approved Reviewed on: 6th July 2025

EASY! And hassle free.

5
The process was extremely easy and the staff were so helpful with any questions I had. Being with clockwise has allowed me to have more control over my money, and the top up loans are so helpful when you need that little push! Application, transfers, the help & support every little thing clockwise does, they do it with care and efficiency!! Reviewed on: 6th July 2025

Everything was straight forward and everyone was ver...

5
Everything was straight forward and everyone was very helpful especially with me being a first time customer Reviewed on: 6th July 2025

Never had a major problem that wasn't fixed quickly

5
Never had a major problem that wasn't fixed quickly Reviewed on: 6th July 2025

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