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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

It has been good.

4
It has been good. That's all I have to say Reviewed on: 13th June 2026

Easy to use and pay back rates are reasonable

5
Easy to use and pay back rates are reasonable Reviewed on: 13th June 2026

I was help in time of my desperaly need.

5
I was help in time of my desperaly need. Also they are very fast in their respond for any loan.. Thants to clockwise credit union. Reviewed on: 13th June 2026

Good Loans

5
Clockwise has help me loads with having loans of them, there interest rate are a little high for me but I need the loans so yeah and if I need another in the future ill be back Reviewed on: 13th June 2026

Never had a bad experience.

5
Never had a bad experience, if and when I needed to call i found the customer service good. Reviewed on: 12th June 2026

Amazing customer service

5
Always incredibly helpful staff, fast payout help always on hand Reviewed on: 12th June 2026

Clockwise

3
Is great for families who are looking for extra income at certain times and even better the payments come out of my child benefit so I feel like it doesn’t make to much of a diffidence to me when it comes to making repayments ! Reviewed on: 12th June 2026

Very quick and very good clear terms and non judgeme...

5
Very quick and very good clear terms and non judgemental would definitely recommend they've always been helpful Reviewed on: 12th June 2026

THE BEST: I managed to get through the website very...

5
THE BEST: I managed to get through the website very easy and the applications are very helpful. Reviewed on: 12th June 2026

I have been a member for over 10 years.

5
I have been a member for over 10 years. I have saved and borrowed over that time. My repayments are taken via BACs directly form my wages, which is really helpful. Reviewed on: 12th June 2026

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