Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

Got a loan.

5
Got a loan.. stress free, easy to apply, been really good with service and taking the money back straight from my account etc. was able to consolidate it again and get more back basically like a top up. Not had any issues whilst with them so all round excellent Reviewed on: 5th July 2025

I’ve been with clockwise for a couple of years now,...

4
I’ve been with clockwise for a couple of years now, customer service has always been excellent when I’ve called with problems. I recommend to my friends all the time. Reviewed on: 5th July 2025

The customer service is amazing.

5
My experience with clockwise’s customer service team was exceptional. They demonstrated a genuine commitment to customer satisfaction, and I appreciate the effort they put into resolving my issue. I would highly recommend this company to others based on the excellent customer service I received. Reviewed on: 5th July 2025

Always been very helpful from the very first time I...

5
Always been very helpful from the very first time I applied for Clockwise. They are polite, understanding on your circumstances and very efficient. Quick process and always helpful with any enquiries you have. Reviewed on: 5th July 2025

Quick easy loans and easy repayments

5
Quick easy loans and easy repayments Reviewed on: 5th July 2025

Very quick with responses, great service and helpful

5
Very quick with responses, great service and helpful Reviewed on: 5th July 2025

I had good experience so far.

4
I had good experience so far. Customer services were very helpful Reviewed on: 5th July 2025

Easy to use, quick and transparent.

5
Easy to use, quick and transparent. Reviewed on: 5th July 2025

I have been with credit union for nearly 7 years, th...

5
I have been with credit union for nearly 7 years, the offer good flexible loans, easy flexible payments and the interest rates are manageable, without credit union I would have struggled to get a loan on the high street, it is a people’s union Reviewed on: 5th July 2025

Would definitely recommend

5
Perfect great staff very helpful. Easy to apply. Easy to top up your loans Reviewed on: 5th July 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products