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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,223 reviews, last reviewed 21st Jun 2026
59050% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service, great options available, al... Great customer service, great options available, always email special rewards and promotions Reviewed on: 21st June 2026
Stephen J's avatar
Stephen J

Latest lowest rating:

1

Great team, quick response, very effective Great team, quick response, very effective Reviewed on: 19th June 2026
Aloysius Iyoha 's avatar
Aloysius Iyoha

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4223)

Clockwise loan

5
I recently took out a loan through Clockwise, and the whole experience was really smooth from start to finish. The application process was simple and straightforward, and I appreciated how transparent they were about the repayment terms right from the beginning. The funds were approved quickly, which helped me cover an unexpected expense without the stress I was expecting. What stood out most was the clear communication throughout — there were no hidden fees or confusing terms, and the repayment schedule was easy to understand and manage within my budget. The customer service team was also friendly and helpful when I had a few questions, which made the whole process feel much more reassuring. It’s good to find a lender that treats customers fairly and keeps everything clear. Overall, I’m really happy with the service and would definitely recommend Clockwise if you’re looking for a straightforward loan with honest terms. Reviewed on: 18th May 2026

Easy to understand their products, good service qual...

5
Easy to understand their products, good service quality reliable, fast on clients ir members requests. Reviewed on: 18th May 2026

Great experience

5
Whenever I’ve been in a pickle and needed some extra clockwise credit union have always been there to help, and it’s quick and simple answer more or less straight away and no stress about re payments as it just comes straight out of my child benefits. It’s been such a smooth journey with them. Reviewed on: 18th May 2026

Been with clockwise a few years now.

5
Been with clockwise a few years now. Full time worker and it’s hard to make ends meet. Everyone has struggled at some point in life resulting in damaged credit history, but clockwise have been very supportive and are there when I need them. It has also helped build up my credit score and has opened options. But will also remain loyal to clockwise as interest rates are not extortionate. They are friendly and fair. I’ve had no concerns from any interaction with them either. Why change something that isint broken! Reviewed on: 18th May 2026

Great Loan

5
First loan application has been great, there after has been more difficult unfortunately Reviewed on: 18th May 2026

Very good would definitely recommend

5
Very good would definitely recommend Reviewed on: 18th May 2026

I had a great experience very helpful

5
I had a great experience very helpful Reviewed on: 18th May 2026

Straightforward and easy to get the loan I needed wi...

5
Straightforward and easy to get the loan I needed with a same day payout Reviewed on: 18th May 2026

Very good always reliable and helpful

5
Very good always reliable and helpful Reviewed on: 18th May 2026

It helping very fast and good understanting is exce...

5
It helping very fast and good understanting is excellent Reviewed on: 18th May 2026

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