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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.80
Based on 4,222 reviews, last reviewed 21st Jun 2026
59000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and quick application process and transpar... Very easy and quick application process and transparent with everything throughout. Reviewed on: 21st June 2026
Melanie P's avatar
Melanie P

Latest lowest rating:

1

Great team, quick response, very effective Great team, quick response, very effective Reviewed on: 19th June 2026
Aloysius Iyoha 's avatar
Aloysius Iyoha
Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4222)

Always polite helpful and professional

5
Always polite helpful and professional Reviewed on: 19th May 2026
Vicky b's avatar
Vicky b

Very good easy and quick.

5
Very good easy and quick. Amazing people friendly and helpful staff. I recommend clock wise any time to my friends and family Reviewed on: 19th May 2026
Joanna M's avatar
Joanna M

Always easy to use and stress free helps out when yo...

5
Always easy to use and stress free helps out when you need to borrow for any reason as it fast and paif back monthy at a reasinable sum Reviewed on: 19th May 2026
Louise's avatar
Louise

Easy to use so easy to speak to staff if needed .

5
Easy to use so easy to speak to staff if needed . Doesn’t offer you a loan if you can’t afford it . Reviewed on: 19th May 2026
Paige d's avatar
Paige d

Easy to apply and easy to use website

5
Easy process, didn’t have to speak to anyone on the phone If I didn’t need to or visit the branch. Would you be comment for ease of access online Reviewed on: 19th May 2026
Mac's avatar
Mac

Clockwise loans

4
They helped me with a loan despite my bad credit and im still able to top up after 3 months if im struggling. Reviewed on: 19th May 2026
Miss sweet's avatar
Miss sweet

They are really good and make sure it’s safe for me...

5
They are really good and make sure it’s safe for me to borrow without getting into debt , many companies now who just hand over cash without putting customers situation first but clockwise do and very helpful and talk you through if needed how to apply and step by step Reviewed on: 19th May 2026
Yvette W's avatar
Yvette W

Always helpful and been offered loans

5
Always helpful and been offered loans Reviewed on: 18th May 2026
Rach's avatar
Rach

Great customer service

5
Quick replies and clear communication Reviewed on: 18th May 2026
Casey Ruwodo's avatar
Casey Ruwodo

Clockwise loan

5
I recently took out a loan through Clockwise, and the whole experience was really smooth from start to finish. The application process was simple and straightforward, and I appreciated how transparent they were about the repayment terms right from the beginning. The funds were approved quickly, which helped me cover an unexpected expense without the stress I was expecting. What stood out most was the clear communication throughout — there were no hidden fees or confusing terms, and the repayment schedule was easy to understand and manage within my budget. The customer service team was also friendly and helpful when I had a few questions, which made the whole process feel much more reassuring. It’s good to find a lender that treats customers fairly and keeps everything clear. Overall, I’m really happy with the service and would definitely recommend Clockwise if you’re looking for a straightforward loan with honest terms. Reviewed on: 18th May 2026
S j's avatar
S j

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