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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

I feel clockwise interest rates are very high in com...

4
I feel clockwise interest rates are very high in comparison to the market. And this is sad as your target customer is people on very low incomes or benefits. Reviewed on: 8th June 2026

Absolutely excellent it was super easy to get a loan...

5
Absolutely excellent it was super easy to get a loan and the customer service was excellent Reviewed on: 8th June 2026

Giving hope for those in much need of financial help.

5
Giving hope for those in much need of financial help. Reviewed on: 8th June 2026

Fast, easy and reliable

4
There's always a response within 24 hours there usually quite fast i had most of mine the same day as well as receiving my response for my loan within 24 hours, fast and reliable and really straightforward to use. Reviewed on: 8th June 2026

I think good but they offer a loan and then they wil...

4
I think good but they offer a loan and then they will not aproved it so why the offer ? Reviewed on: 8th June 2026

Very nice understanding help u out when u need it...

5
Very nice understanding help u out when u need it Reviewed on: 8th June 2026

Always had a great experience with clockwise loans/b...

5
Always had a great experience with clockwise loans/banking and the staff Reviewed on: 8th June 2026

Clockwise are a great

5
Clockwise are a great the website is so easy to use if you need to phone them they are always very helpful. Reviewed on: 8th June 2026

Good customer service, great response time.

5
Good customer service, great response time. Reviewed on: 8th June 2026

Customer service is brilliant they are always so pol...

5
Customer service is brilliant they are always so polite and always seem happy to help you with your questions. Reviewed on: 8th June 2026

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