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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very easy to set up and good customer service

5
Very easy to set up and good customer service Reviewed on: 4th July 2025

There an amazing service and always there to help wh...

5
There an amazing service and always there to help when you need it Reviewed on: 4th July 2025

Very easy quick friendly customer service.

5
Very easy quick friendly customer service. Really simple process and the agents are always on hand to assist with the smallest of issues you may have. The loans available are really handy and affordable, allows me to save at the same time too. Reviewed on: 4th July 2025

A little frustrating as rules not very transparent

5
A little frustrating as rules not very transparent Reviewed on: 4th July 2025

Loans and savings

5
Fast response for loan application Reviewed on: 4th July 2025

I like clockwise it provides a decent service and it...

3
I like clockwise it provides a decent service and it also provides affordable loans Reviewed on: 4th July 2025

Clockwise Customer Review

5
I've been a customer of clockwise for many years now. The service is beyond excellent, staff are always friendly and helpful. I can honestly say I wouldn't look anywhere else for a loan. I'm for sure a customer for life. Reviewed on: 4th July 2025

Very reasonable repayments, highly recommend

5
Very reasonable repayments, no charges for repaying early- highly recommend Reviewed on: 4th July 2025

Raving Reviews of a Loan from Clockwise.

5
…Getting great Customer Services from the Union Representatives and being able to get a quick n easy loan & fast n efficient answers. The turnaround is awesome. Reviewed on: 4th July 2025

Happy with this product

5
Its been a great way for me to budget and pay back loans with out getting into difficulty doing it. The account is so useful to help manage money and save. Reviewed on: 4th July 2025

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