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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Listen to my needs and does not allow me to get into...

Listen to my needs and does not allow me to get into any mess Reviewed on: 3rd July 2025

Always very helpful, reply to messages online bankin...

Always very helpful, reply to messages online banking soon as they can. Reviewed on: 3rd July 2025

Clockwise don't judge you but actually look at how a...

Clockwise don't judge you but actually look at how able you are to repay, and carefully consider your application. I have been able to get help when I can't elsewhere Reviewed on: 3rd July 2025

Very helpful staff easy to access app brilliant serv...

Very helpful staff easy to access app brilliant service overall for both savings and loan thankyou clockwise Reviewed on: 3rd July 2025

Always very polite and professional

Always very polite and professional Reviewed on: 3rd July 2025

Absolutely amazing

I’ve been with Clockwise for a few years now and had no problems whatsoever Reviewed on: 3rd July 2025

I’ve had a couple of loans with clockwise and it’s b...

I’ve had a couple of loans with clockwise and it’s been so easy to keep track of what I’ve borrowed and what I owe . Customer support is 5* always very helpful and if you have any difficulties paying they help you to make easier payments on different dates . The savings pot is brilliant you pay your loan and a little extra for the savings pot it soon amounts up without realising , I feel more in control of my finances , getting a loan is a taboo subject but it’s so easy and hassle free with clockwise . I recommend clockwise to my sister who needed a loan we both rave about how easy and affordable it is . Reviewed on: 3rd July 2025

There is always room for improvement like the portal...

There is always room for improvement like the portals and the The way that the top up lines are it could just carry on from the same number and account it’s like setting up a whole new loan Reviewed on: 3rd July 2025

Been with clockwise for 20 years always use

Been with clockwise for 20 years always use Reviewed on: 3rd July 2025

They’re extremely fast in their loan application pro...

They’re extremely fast in their loan application process, it’s easy, fast, and also you get a response same day most of the time. Would defo reccomend to friends and family. Reviewed on: 3rd July 2025

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